System and method for flexible payment terms

BAR CODED BILL PAYMENT SYSTEM AND METHOD

SYSTEM AND METHOD FOR LOADING STORED VALUE ACCOUNTS

SYSTEMS AND METHODS FOR MOBILE DEVICE FINANCING

Invoiceless trading and settlement method and system

Automated application programming interface (API) system and method

Point of service transaction management for service facilities

System and Method for Processing Qualified Healthcare Account Related Financial Transactions

SYSTEMS AND METHODS FOR EXCHANGING HEALTH CARE CREDITS

Transfer account machine, non-transitory computer medium having computer program, and associated computer-implemented method

INVOICE PAYMENT SYSTEM AND METHOD

System and method for intraday netting payment finality with supplemental funding

Telephonic Device Payment Processing

SECONDARY IDENTIFICATION FOR REMITTANCE DELIVERY

Location Based Payments

Account mask identifier apparatus, method, and computer program product

Method of Measuring and Provision of Lumens

SYSTEMS AND METHODS FOR INTEGRATED PAYMENT AND ACCOUNTING OF INVOICES

SYSTEMS AND METHODS FOR A CENTRALIZED PAYMENT MANAGEMENT SYSTEM

ELECTRONIC BILL PAYMENT PROCESSING BASED ON PAYOR SCHEDULED DEBITS

ELECTRONIC BILL PAYMENT PROCESSING BASED ON PAYOR SCHEDULED DEBITS

DEVICES, METHODS, AND SYSTEMS FOR ASSISTING MULTIPLE DISCRETE DEVICES

Payments in communication systems

Bill Payment Using Check Image

VENDOR PROPENSITY ANALYSIS COMPONENT FOR AN ELECTRONIC INVOICE PAYMENT SYSTEM

Escrow Payment System for Transactions

Automated vehicle loan payment reminders

Transferring money using email

PEER TO PEER EMAIL BASED FINANCIAL TRANSACTIONS

Transferring money using email

System, method, and apparatus for settlement for participation in an electric power grid

Bill splitting and payment system and method

Secure mobile-based financial transactions

PAYMENT SYSTEM, PURCHASING SYSTEM, AND METHOD FOR PERFORMING A PLURALITY OF PAYMENT PROCESSES

Method and system for automatically collecting payment for a credit account

AUTOMATIC PAYMENT COMPONENT FOR AN ELECTRONIC INVOICE PAYMENT SYSTEM

Method and System for Providing Loans Based on the Repayment Capacity of a Customer

Method and apparatus for automated bill timeline

Financial Apparatus, Method and System for Receiving and Refunding Fees

Method and system for securing user identities and creating virtual users to enhance privacy on a communication network

Mobile device and service management

Method and apparatus for distribution of money transfers

ACCELERATED PAYMENT COMPONENT FOR AN ELECTRONIC INVOICE PAYMENT SYSTEM

BILL PAYING SYSTEMS AND ASSOCIATED METHODS

System and method for providing automated receipt and bill collection, aggregation, and processing

Computerized national online parcel-level map data portal

Integrated bill presentment and payment system and method of operating the same

BAR CODED MONETARY TRANSACTION SYSTEM AND METHOD

Multi currency exchanges between participants

REPORTING CIRCUIT BREAKER AND SYSTEM

Device agent for remote user configuration of wireless network access

Systems and methods for facilitating the acquisition of content

Merchant server programmed for user acquisition within a repeat payment computer system

Communication between retailer and customer

Release of funds based on criteria

Network commerce system with lead processing

Mobile payment method, system and device using home shopping

Automated transaction machine

Transaction processing

SPLITTING USAGE CHARGES BASED ON PREFERENCES

Electric power grid control using a market-based resource allocation system

Management of emailed payment recipients

Method and Apparatus for Payment of Invoices

Changing email text based on payment status

Universal ledger

Assisting in bill split payment

Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation

Push Payment System and Method

System and method for creating trade-related annotations in an electronic trading environment

System, method, and apparatus for settlement for participation in an electric power grid

Payment system and method

Internet payment system and method

Wireless network access prepayment systems and methods

Data extraction method

SOCIAL ELECTRONIC PAYMENT METHOD AND SYSTEM

Systems and methods for facilitating call request aggregation over a network

METHOD FOR MANAGING BUYER TRANSACTIONS AND SETTLEMENTS USING COMMUNICATION NETWORK BETWEEN COMPUTERS, AND METHOD FOR RELAYING INFORMATION FOLLOWING BUYER CONSUMPTION TRENDS TO THE BUYER

Apparatus and method for bill presentment and payment

Splitting a purchase among multiple parties using an electronic receipt after the transaction

Splitting a purchase among multiple parties using an electronic receipt after the transaction

Internet billing method

Social network-assisted electronic payments

Internet advertisement method and system for distributing commercial sample through membership-based off-line shop based on authentication key issued to target customer on-line

METHOD FOR A PAYER TO CHANGE THE FUNDING SOURCE OF A COMPLETED PAYMENT TRANSACTION

Enhanced System and Method For Private Interbank Clearing System

System and method for dynamically providing communication profiles for mobile devices

METHOD AND APPARATUS FOR CONFIRMING A TRANSACTION ON A MOBILE DEVICE

Electronic financial management and analysis system and related methods

Systems and Methods for Processing a Payment Coupon Image

System, method, and apparatus for settlement for participation in an electric power grid

System, method, and apparatus for settlement for participation in an electric power grid

System, method, and apparatus for settlement for participation in an electric power grid

NOTIFICATION OF THE AVAILABILITY OF ELECTRONIC BILLS

Real-Time Authorization Interchange Surcharge

Systems and methods for facilitating bill payment functionality in mobile commerce

Intermediate networking devices

Methods and apparatus for electronic file use and management

System and method for intelligently interfacing with financial information

Methods and systems for communicating expense management information

METHODS AND SYSTEMS FOR ELECTRONIC BILL PRESENTMENT AND PAYMENT

Payment convergence system and method

MEDICAL CLAIMS PAYMENT SYSTEM WITH PAYMENT CONSOLIDATION FROM MULTIPLE EMPLOYER ACCOUNTS

Method, system, and computer program product for merchant servicing

Methods and systems for harvesting comments regarding users on a network-based facility

Transaction processing using a global unique identifier

Waterfall prioritized payment processing

Systems and methods for facilitating remote authorization and payment of goods via mobile commerce

SYSTEMS AND METHODS FOR IMPLEMENTING MOBILE BILL PAYMENT FUNCTIONALITY IN MOBILE COMMERCE

HEALTHCARE PAYMENT AND PROCESSING SYSTEM AND METHOD

BILLING STATEMENT CUSTOMER ACQUISITION SYSTEM

On-line payment transactions

Systems and methods for facilitating item searching and linking transactions functionality in mobile commerce

SELF-RECONCILED MULTI-PART TRANSACTION

Systems and methods for facilitating the approval and use of a credit account via mobile commerce

SYSTEMS AND METHODS FOR PERFORMING FINANCIAL TRANSACTIONS

System and method for management and verification of invoices

Systems and Methods for the Payment of Customer Bills Utilizing Payment Platform of Biller

SMART STREET LAMP

Secure Online Push Payment Systems and Methods

Electronic Invoice Issuing System For Electronic Commerce Website

SECURE EMAIL

Transfer account systems, computer program products, and associated computer-implemented methods

Payment platform interface widget generation apparatuses, methods and systems

UNIVERSAL SHOPPING CENTER FOR INTERNATIONAL OPERATION

Language translation in an environment associated with a virtual application

Geographic area multiple service card system

Methods and systems for providing liquidity options and permanent legacy benefits for annuities

Systems and Methods for Optimizing the Routing of Debit Transactions

Patient/member reconciled billing and explanation of benefit statements with provider prompt pay

Peak-performance-aware billing for cloud computing environment

Methods and systems for coordinating pooled financial transactions

Consolidated payment options

Tracing as a Service

System and method for marketing sponsored energy services

CROWDFUNDING BASED ON ACTIONS

SYSTEM AND METHOD FOR PAYMENT BY VIRTUAL CREDIT CARD

UNIVERSAL SYSTEM FOR ELECTRONIC CHECK CREATION AND PAYMENT VIA IMAGE CASH LETTER

Universal payment module and system

Method and system for allocating a payment based on a free trial period

Universal system for enabling dynamically discounted buyer-vendor payments

BILL PAYMENT MANAGEMENT

FUTURE ACCOUNT VIEW

Bill control

ELECTRONIC PROCESSING OF PAPER INVOICES

System and method of a passphrase account identifier for use in a network environment

EARNING REWARDS VIA BILL PAYMENT

Reducing risks related to check verification

Method and apparatus for settling payments using mobile devices

Dynamic security code push

EXPENSE TRACKING, ELECTRONIC ORDERING, INVOICE PRESENTMENT, AND PAYMENT SYSTEM AND METHOD

Remote Portal Bill Payment Platform Apparatuses, Methods and Systems

SYSTEMS AND METHODS FOR BILLING VIA A SYMBOLOGY

Credit instrument and system providing multiple services including access to credit services and access to a service provider club

INTERNET-BASED METHOD OF AND SYSTEM FOR ENABLING THE FREEDOM TO EXERCISE MONETARY RIGHTS ASSOCIATED WITH MONEY BACKING FINANCIAL PRODUCTS IN THE FINANCIAL MARKETPLACE

Method and system for an integrated approach to collections cycle optimization

Translating user interfaces of applications

TRANSFER OF VIRTUAL OBJECTS BETWEEN APPLICATIONS

Method and apparatus for money transfer

System for Delivering Invoices Over a Secure Messaging Network

Systems and methods for managing electronic interactive gaming-based investments

Method for future payment transactions

SYSTEM AND METHOD FOR RESOLVING TRANSACTIONS USING WEIGHTED SCORING TECHNIQUES

SYSTEM AND METHOD FOR RULE-BASED PRESENTMENT AND PAYMENT OF BILLS OR INVOICES

System and method for registering financial accounts

Payment System

Method for resolving transactions

Using bi-directional communications in a market-based resource allocation system

Using bi-directional communications in a market-based resource allocation system

SYSTEM AND METHOD FOR ASSIGNING AN INITIAL TRANSACTION FEE TIER TO A VENDOR IN A PAYMENT SYSTEM WITH A VARIABLE TRANSACTION FEE

Method and System for Flexible Payment Processing

Systems and methods for facilitating financial transactions over a network

EFFECTING PAYMENTS USING OPTICAL COUPLING

SYSTEMS AND METHODS FOR VERIFYING PAYEE INFORMATION IN ELECTRONIC PAYMENTS

System and Method for Presenting Advertisements in Conjunction with Presentation of a Bill

Method and system for a payment transaction associated with a declaration of intent

Autonomous device interaction

Transaction Split Fees

Social checkout widget generation and integration apparatuses, methods and systems

M-commerce virtual cash system, method, and apparatus

System and method for the distribution of software products

Payment of Fees Associated with Assigning a Risk Profile to a Guarantee Product

Assigning a Risk Profile to a Guarantee Product and Payment of Associated Fees

SYSTEMS AND METHODS TO COMBINE TRANSACTION TERMINAL LOCATION DATA AND SOCIAL NETWORKING CHECK-IN

System, method and computer readable medium for billing based on a duration of service period

SYSTEMS AND METHODS FOR BEHAVIOR ANALYSIS AND MARKET CREATION

Payment authentication systems

Methods and systems for verifying customer supplied financial account information using debit and credit transactions

FRIENDLY FUNDING SOURCE MESSAGING

CREDIT CARD HAVING REIMBURSEMENT FOR BENEFITS

Tracking and managing group expenditures

Systems and methods to facilitate real time communications between members of a social network

Toll fee system and method

Automated device provisioning and activation

Energy distribution and marketing backoffice system and method

APPLYING SUMS IN TRANSACTION PROCESSING

Method of delivering goods and services via media

Image processing apparatus, method for controlling image processing apparatus, and storage medium

Method and apparatus for data recipient storage and retrieval of data using a network communication device

Systems and methods to facilitate real time communications and commerce via a social network

USING A TRANSACTION CARD ACCOUNT TO MAKE RECURRING LOAN PAYMENTS

Billing support in a media exchange network

METHODS AND SYSTEMS FOR AUTOMATING PAYMENTS UTILIZING RULES AND CONSTRAINTS

Payment entity device transaction processing using multiple payment methods

Customized transaction flow for multiple transaction types using encoded image representation of transaction information

Method for Patients to Sign Digitally Medical Bill before Submission to Insurer

Methods and systems for providing and electronic account to a customer

System and method for executing cash payments via a computer network

Payment program for use in point-of-sale transactions

Methods and systems for providing an electronic account to a customer

System for the centralized storage of wireless customer information

Method and system to connect consumers to information

Transfer account systems, computer program products, and associated computer-implemented methods

System and Method for Debt Presentment and Resolution

Transaction Management System

Electronic payment and authentication system with debit and identification data verification and electronic check capabilities

Rapid checkout after payment

Systems and methods for providing a trading interface

System and Method for Debt Presentment and Resolution

Electronic bearer bond online transaction and card system and method thereof

System and a method for access management and billing

ELECTRONIC INVOICE PAYMENT PREDICTION SYSTEM AND METHOD

System and Method for Debt Presentment and Resolution

Reporting circuit breaker and system

Systems and methods for remote vehicle rental with remote vehicle access

Wireless transactions for enhancing customer experience

System and method for dynamic price setting and facilitation of commercial transactions

System and method for processing an online transaction request

Techniques for automating a retail transaction

APPLICATION PRODUCTS WITH IN-APPLICATION SUBSEQUENT FEATURE ACCESS USING NETWORK-BASED DISTRIBUTION SYSTEM

Electronic Bill Presentment and Payment System and Method

Method and apparatus for automated bill timeline

Money transfer systems and methods

Secure server architecture for web based data management

Mobile computing device network of multi-vendor, multi-interface computers

SYSTEMS AND METHODS FOR HOUSEHOLD CASH MANAGEMENT SYSTEM

Multiple client simulator for push engine

Financial server, IC card terminal, and financial information processing method

Systems and methods for exchanging health care credits

Biometric matching system using input biometric sample

Secure mobile-based financial transactions

INTERMEDIARY-BASED TRANSACTION SYSTEM

System and method of margining fixed payoff products

Electronic bill presentation and payment method and system

INTEGRATED SYSTEM AND METHOD FOR MANAGING ELECTRONIC COUPONS

CUSTOMIZABLE PAYMENT SYSTEM AND METHOD

Apparatus, method, and computer program product for data cleansing and/or biller scrubbing

AUCTION METHOD AND SERVER

BAR CODED MONETARY TRANSACTION SYSTEM AND METHOD

Automated document cashing system

INTER-NETWORK FINANCIAL SERVICE

UNIFIED ACCOUNT HANDLING SYSTEM

SYSTEM AND METHOD FOR ASSISTING VENDORS

Systems And Methods For Using Symbol Command Language Within A Communications Network

Computational systems and methods for regulating information flow during interactions

Computational systems and methods for regulating information flow during interactions

SYSTEMS AND METHODS FOR ACTIVATING ELECTRONIC BILL PRESENTMENT

METHOD AND SYSTEM FOR PROCESSING TRANSACTIONS

Methods and systems for contactless payments at a merchant

Purchasing alert methods and apparatus

Program for Alternative Funding of Employee and Retiree Benefits

Method and system for creating an electric vehicle charging network

Device assisted ambient services

SYSTEMS AND METHODS FOR CHARGING AN ELECTRIC VEHICLE USING BROADBAND OVER POWERLINES

PAYMENT SYSTEMS AND METHODS FOR ACCELERATING DEBT PAYOFF AND REDUCING INTEREST EXPENSE

PRIVATE EQUITY ACCOUNTING AND REPORTING SYSTEM AND METHOD

Secure device based NFC transactions

SERVER NFC TRANSACTIONS

SECURE ELEMENT WITH TERMINAL TRANSMITTING DATA TO SOURCE

Device assisted ambient services

NEAR FIELD COMMUNICATION TRANSACTIONS WITH INFORMATION DISPLAY

REMOTE DELETION OF SECURE ELEMENT CONTENTS

PROGRAM FOR ALTERNATIVE FUNDING OF EMPLOYEE AND RETIREE BENEFITS

Facilitating the ownership of solar-powered electricity-generating systems

Systems and methods for facilitating financial transactions over a network

MOBILE WALLET PROVIDER BASED NFC TRANSACTIONS

CLOUD BASED TICKETING

MOBILE TRANSACTIONS USING A GENERIC NFC SMART STICKER WITH AUTHENTICATION

Data transfer from a near field communication terminal to a remote server with prior authentication

REMOTE LOCK OF A MOBILE APPLICATION

Secure element with terminal and mobile device interaction capabilities

REMOTE LOCK OF A SECURE ELEMENT

OTA PROVISIONING TO A SECURE ELEMENT USED FOR NFC TRANSACATIONS

Peer-to-peer transfer between mobile devices with coupled secure elements

PEER-TO-PEER TRANSACTIONS BETWEEN EMBEDDED NEAR FIELD COMMUNICATION DEVICES WITH AUTHENTICATION

NEAR FIELD COMMUNICATION TRANSACTIONS

Secure device based NFC payment transactions

NEAR FIELD COMMUNICATION SLOT BASED SECURE ELEMENT WITH AUTHENTICATION PRIOR TO TRANSACTION

SYSTEMS AND METHODS FOR BILL PAY WITH CREDIT CARD FUNDING

Method and system for processing internet payments using the electronic funds transfer network

Paid Profile Personalization

REAL TIME ACCOUNT UPDATE

Location-based payer charging system

Image capture and identification system and process

HEALTHCARE INCENTIVE APPARATUSES, METHODS AND SYSTEMS

System and Method of Offsetting Invoice Obligations

Internet billing method

Method, apparatus, and article to facilitate distributed evaluation of objects using electromagnetic energy

Mobile communication device near field communication (NFC) transactions

System and Methods for Facilitating Fund Transfers Over a Network

M-commerce virtual cash system, method, and apparatus