NETWORK-BASED SELF-CHECKOUT

Consumer due diligence for money transfer systems and methods

Systems and methods for facilitating payments via a peer-to-peer protocol

Mobile device discovery and information distribution system for an indicia reader system at retail establishment

Methods, devices and bank computers for consumers using communicators to wire funds to sellers and vending machines

Electronically maintained community escrow

SELF-CHECKOUT GUIDANCE SYSTEMS AND METHODS

Automated device provisioning and activation

Receipt number generation

Systems and methods for real-time account access

System and method for managing payment in transactions with a PCD

Payment processing methods and systems

Systems, methods, and computer program products for using proxy accounts

Point of sale computer system delivering composited two- and three-dimensional images

POINT-OF-TRANSACTION ACCOUNT FEATURE REDIRECTION APPARATUSES, METHODS AND SYSTEMS

SMART TRANPORTATION SERVICES & PAYMENT SYSTEM AND METHOD

Methods and systems for selecting accounts and offers in payment transactions

System and method for implementing financial assistance programs

Device, system, and method of electronic payment

Smart phone system and method

POINT-OF-SALE SAVING AND INVESTING

Automated market cart

Smart phone system and method

Purchasing tickets using an NFC enabled mobile communication device

Service for account with unavailable funds or credit using a passcode

Apparatus, article of manufacture and methods for purchasing arbitrage

Service for exceeding account thresholds via mobile device

System, program product and methods for retail activation and reload associated with partial authorization transactions

Service for exceeding account thresholds via transaction machine

Processing payment at a point of sale with limited information

Proximity transaction apparatus and methods of use thereof

Exceeded account threshold service involving exceeded account threshold magnetic stripe

Tokenization in mobile environments

Intelligent authentication

TRANSACTION SYSTEM AND METHOD OF CONDUCTING A TRANSACTION

Customized transaction flow for multiple transaction types using encoded image representation of transaction information

Phased debit activation system and method

Transaction authentication with a non-MSISDN ID and authorization by communicating with a consumer device

Transaction authentication with a variable-type user-stored account identifier

TRANSACTION AUTHENTICATION WITH A NON-PAN ID AND PIN

EXPENSE TRACKER

Payment service authentication for a transaction using a generated dynamic verification value

Logistics methods for portable, mobile processing of lottery and contest tickets

Processing a transaction by a terminal

Systems and methods for managing consumer transaction-based investments

Credit card security system and method

Payment System and Methods

Methods for predictive consumer item ordering and devices thereof

Trusted service manager (TSM) architectures and methods

Systems and methods for facilitating card present transactions

System and method of providing tokenization as a service

Methods and systems employing time and/or location data for use in transactions

Automatically emailing receipt at POS

INFORMATION PROCESSING APPARATUS

Method, device and system for securing payment data for transmission over open communication networks

Point-Of-Sale (POS) direct support of self-checkout

System and method to enable a network of digital wallets

Payment program for use in point-of-sale transactions

Social networking data augmented gaming kiosk

Real-Time System for Approving Purchases Made with a Mobile Phone

Financial transaction method and system having an update mechanism

Mobile eCommerce Ordering and Entertainment Management System and Method

System and method for providing a personalized shopping experience and personalized pricing of products and services with a portable computing device

Systems and Methods for Providing Disclosures to Customers

Combination game controller and point of sale input device

Applications login using a mechanism relating sub-tokens to the quality of a master token

System for secure payment over a wireless communication network

Offline mobile phone payments

CONSUMER-INITIATED FINANCIAL TRANSACTION BASED ON SALES-SIDE INFORMATION

E-RECEIPT BARCODE ON MOBILE DEVICE THAT IS READABLE BY POINT OF TRANSACTION FOR PURCHASE

Transaction services management system

Methods and systems for providing a payment account with adaptive interchange

Secure PIN Verification for Mobile Payment Systems

System and Method for Mobile Device-Based Smart Wallet

Multi-mode computing systems for point of sale transactions

SELF SERVICE RETAIL CHECK OUT USING SMART PHONE

ARTICLE SALES DATA PROCESSING APPARATUS AND SALES DATA EDITING METHOD

Stand-alone secure PIN entry device for enabling EMV card transactions with separate card reader

System, Method, and Apparatus for Assisting Customers with Point-of-Sale Transactions

Methods and apparatus to obtain transaction confirmation

Gifting and Sharing Using SMS Messages for Shared Coupon/Gift-Card Auto-Redemption and Multi-Source Payment from Buyer's Mobile Phone

Caching item information in a cloud-based point of sale system

MONEY TRANSFER SYSTEM USING PRE-FUNDED ESCROW

Point of sale for mobile transactions

Financial transaction system

Pass-through payment system

Wireless transactions for enhancing customer experience

System and method for processing an online transaction request

Techniques for automating a retail transaction

POS INTERFACE (IF) EMULATOR

Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same

POS INTERFACE (IF) EMULATOR

System and method for tracking purchases

Remote transaction processing with multiple payment methods using authentication

Nail polish color selection system

ONLINE PAYMENT USING AN NFC ENABLED DEVICE

Mobile image payment system using short codes

Split mobile payment system

Methods, systems, and computer readable media for provisioning and utilizing an aggregated soft card on a mobile device

Plug-in based chip card payments

Security token for mobile near field communication transactions

Remote transaction processing with multiple payment mechanisms

Remote transaction processing using a default payment method and coupons

Remote transaction processing using authentication information

Selection and organization based on selection of X-Y position

Payment Transaction Processing

APPARATUS AND METHOD OF COMPLETING PAYMENT DURING A TRANSACTION

PURCHASING A PRODUCT IN A STORE USING A MOBILE DEVICE

TECHNIQUES FOR CUSTOMER IDENTIFICATION WITH AUTOMATED TRANSACTIONS

Distributed point of sale, electronic article surveillance, and product information system, apparatus and method

Techniques for automating self-service transactions

System and method for presentation of multiple NFC credentials during a single NFC transaction

Authentication method

Point of sale (POS) personal identification number (PIN) security

Method for collecting and disbursing electronic gratuities

TRANSACTION MANAGEMENT SYSTEM AND METHOD

Using a secure element coupled to a mobile device as a POS terminal for processing mag stripe transactions

Induction based transaction using a management server

Online shopping using NFC and a point-of-sale terminal

Mobile Loyalty Management System

Online shopping using NFC and a mobile device

Financial transaction processing with digital artifacts using a mobile communications device

ENABLING PAYMENT FOR ITEMS USING A MOBILE DEVICE

MOBILE REMOTE PAYMENT SYSTEM

Online purchase from a mobile device using a default payment method

Using a mobile device as a point of sale terminal

SYSTEM AND METHOD FOR PROMOTING USE OF REUSABLE SHOPPING BAGS

Utilizing a secure element for NFC transactions which includes response data during induction

Systems and methods for facilitating point of sale transactions

Electronic transaction system with entitlement and promotion engines

System for electronic re-allocation of a transaction amount to an investment

VEHICLE INTEGRATED PAYMENT DEVICE

INTERMEDIARY-BASED TRANSACTION SYSTEM

PAPER COUPON FRAUD DETECTION

Systems, methods, and computer program products providing electronic communication during transactions

Transaction device and processing system

Transaction device and processing system

Transaction device and processing system

Transaction device and processing system

Redeeming coupons using NFC

Single tap transactions using a server

Single tap transactions using a secure element

SINGLE TAP TRANSACTIONS USING A MOBILE DEVICE

Single tap transactions using a mobile application

SINGLE TAP USING BOTH USER SELECTED PAYMENT METHOD AND USER SELECTED COUPONS

SINGLE TAP USING A USER SELECTED CARD

Broadcast response method and system

METHOD, SYSTEM AND COMPUTER READABLE MEDIUM FOR FACILITATING A TRANSACTION BETWEEN A CUSTOMER, A MERCHANT AND AN ASSOCIATE

CUSTOMER EXPERIENCE MANAGEMENT SYSTEM

VIRTUAL OPEN LOOP PAYMENT

Method for activating services associated with a product via a service center supporting a variety of products

Single tap transactions using a point-of-sale terminal

Systems and methods for making a payment using a wireless device

Multilevel authentication

End-to end secure payment processes

Wireless mobile communicator for contactless payment on account read from removable card

System and method for issuing negotiable instruments by licensed money transmitter from direct deposits

ONLINE PURCHASING SYSTEM SUPPORTING SELLERS WITH AFFORDABILITY SCREENING

System for processing, activating and redeeming value added prepaid cards

METHOD, SYSTEM AND COMPUTER READABLE MEDIUM FOR FACILITATING A TRANSACTION BETWEEN A CUSTOMER, A MERCHANT AND AN ASSOCIATE

Over the air update of payment transaction data stored in secure memory

Method and system for digital document management on a mobile device

MOBILE TERMINAL AND CONTROLLING METHOD THEREOF

Over the air update of payment transaction data stored in secure memory

COMMUNICATION DEVICE, DISTRIBUTION SYSTEM, DISTRIBUTION DATA PROCESSING METHOD, AND DISTRIBUTION DATA PROCESSING PROGRAM

Systems and methods for secure application-based participation in an interrogation by mobile device

COMPUTER IMPLEMENTED MULTI-LEVEL TRANSACTION AUTHORIZATION BANKING SUPPORT SYSTEM AND METHOD THEREOF

Apparatus and method for collecting and manipulating transaction data

METHODS AND SYSTEMS FOR SELF-SERVICE CHECKOUT

System for and process of facilitating financial transactions at point-of-sale employing electronic drop safes and point-of-sale terminals

System for packaging, processing, and activating a bundled greeting and gift card

System and method for a multiple merchant stored value card

NEAR FIELD COMMUNICATION TRANSACTIONS WITH SHORT MESSAGING SERVICE RECEIPTS

Shelf-monitoring system

Proxy card providing indirect funds access

RF-ID PRODUCT TRACKING SYSTEM WITH PRIVACY ENHANCEMENT

COMMODITY ACCOMMODATION APPARATUS, COMMODITY REGISTRATION APPARATUS AND COMMODITY REGISTRATION METHOD

PERSISTENCE MECHANISM FOR FACILITATING ONLINE TRANSACTIONS

Trusted internal interface

SYSTEM AND METHOD FOR GENERATING TARGETED NEWSLETTERS

Device assisted ambient services

SECURE AND SHAREABLE PAYMENT SYSTEM USING TRUSTED PERSONAL DEVICE

Tracking details of activation of licensable component of consumer electronic device

Methods and systems for activating an electronic payments infrastructure

CASH PAYMENT APPARATUS, SYSTEM AND METHOD

System for processing, activating and redeeming value added prepaid cards

Methods and Systems for Communicating Information from a Smart Point-of-Sale Terminal

Method and System for Providing a Distributed Adaptive Rules Based Dynamic Pricing System

Device assisted ambient services

MULTIPLE CONTACTLESS DEVICE INTERACTIONS AND COMMUNICATION PROTOCOLS PER TAP

Real time balance on card plastic

SYSTEM AND METHOD FOR USING A NEAR FIELD COMMUNICATION DEVICE TO CONDUCT A TRANSACTION WITH AN ALIAS

Systems and Methods Involving Processing of Payments Using Handheld Devices

Transaction processing platform for facilitating electronic distribution of plural prepaid services

E-commerce platform for extending the use of proprietary transponders and/or transponder accounts

SYSTEM AND METHOD FOR INFLUENCING CUSTOMER BEHAVIOR

System and method for using data points collected from a customer to provide customer specific offerings

System or method for storing credit on a value card or cellular phone rather than accepting coin change

Method for mutual authentication of a user and service provider

MERCHANT INITIATED PAYMENT USING CONSUMER DEVICE

SELF CHECK OUT USING A PORTABLE DEVICE

METHOD AND APPARATUS FOR SELLING SUBSCRIPTIONS TO PERIODICALS IN A RETAIL ENVIRONMENT

NFC TRANSACTIONS USING A USER ID EMBEDDED WITHIN SECURE ELEMENT FOR PROCESSING AT REMOTE SERVER

TRANSACTIONS USING AN NFC TERMINAL

DATA TRANSFER FROM A NEAR FIELD COMMUNICATION TERMINAL TO A REMOTE SERVER

CARDS AND DEVICES WITH MULTIFUNCTION MAGNETIC EMULATORS AND METHODS FOR USING SAME

Merchant data cleansing in clearing record

NFC TRANSACTIONS USING PAYMENT CREDENTALS STORED AT A REMOTE SERVER

Financial transaction processing using a mobile communications device

Systems and methods for providing a transaction card package assembly including sample product or service

Fuel dispenser having FM transmission capability for fueling information

OTA PROVISIONING TO A SECURE ELEMENT USED FOR NFC TRANSACATIONS

Automatically providing a communication based on location information for a user of a social networking system

Electronic wallet checkout platform apparatuses, methods and systems

System and method for interactive marketing to consumers

System for packaging, processing, activating, and deactivating multiple individual transaction cards as a singular unit

System and method for programming point of sale devices

MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM

NFC TRANSACTIONS USING A SECURE ELEMENT REMOVABLY EMBEDDED INTO A SLOT OF A MOBILE DEVICE

SYSTEM AND METHOD FOR USE IN DELIVERING ENERGY TO AN ELECTRICALLY POWERED VEHICLE WITHIN A PARKING AREA

PEER TO PEER TRANSFER BETWEEN TWO MOBILE DEVICES WITH EMBEDDED NFC

CONDUCTING AN NFC TRANSACTION WITH A MOBILE DEVICE

Automatically Locating Users In Proximity To A User Of A Social Networking System

USING A SECURE ELEMENT AS A PASSIVE TAG

PAYMENT SYSTEM AND METHOD USING HUMAN BODY COMMUNICATION

Method and system for photo identification in a payment card transaction

Mixed mode transaction protocol

System and method for disputing individual items that are the subject of a transaction

Network based ambient services

PROMOTION SYSTEM SUPPORTING EMAILED PROMOTION CROSS-SELLING OPPORTUNITIES

Sales promotion system supporting a plurality of sellers

Sales promotion system supporting coupon link in multi-seller environment

Promotion system supporting emailed promotions and at seller premises transaction completion

Network based ambient services

Open development system for access service providers

Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account

Image processing to prevent access to private information

Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account

Payment system and method of IC card and a multi-application IC card as well as a payment terminal

Method and apparatus for multi-language user selection and currency conversion

Animated two-dimensional barcode checks

MULTI FUNCTIONAL DUPLEX ENCRYPTED PROCUREMENT AND PAYMENT SYSTEM AND METHOD

TRANSPARENTLY SECURING DATA FOR TRANSMISSION ON FINANCIAL NETWORKS

ACCOUNT LINKING SYSTEM AND METHOD

Mobile Device for Transaction Payment Delegation

Ordering apparatus and method

SYSTEM AND METHOD FOR CONTROLLING FINANCIAL TRANSACTIONS OVER A WIRELESS NETWORK

Financial transaction approval system and method

PROMOTION SYSTEM SUPPORTING SELLER PREMISES TRANSACTION COMPLETION

METHOD AND A SYSTEM FOR PROVIDING A SERVICE TRANSACTION FOR A MOBILE DEVICE

Methods and systems for validating real time network communications

PEER TO PEER TRANSFER BETWEEN NEAR FIELD COMMUNICATION SMART STICKERS

STORED-VALUE CARD MANAGEMENT METHOD AND SYSTEM

VIRTUAL HYBRID PRINTER SYSTEM

METHOD AND SYSTEM FOR STORING AND USING IDENTIFYING ACCOUNT INFORMATION ON AN ELECTRONIC DEVICE

Promotion system supporting web content and promotion searching

Sales promotion system with secondary sales server system

FEE BASED ADVERTISING SYSTEM SUPPORTING DUAL INPUT INTERFACES

Promotion system supporting emailed promotions with transaction accounting

MOBILE PAYMENTS USING AN NFC STICKER WITHOUT AUTHENTICATION

PROMOTION INFRASTRUCTURE HAVING DISPENSING CONTROLS

SYSTEMS, DEVICES AND METHODS FOR COUPON VERIFICATION

CONDUCTING A NEAR FIELD COMMUNICATION TRANSACTION WITH A MOBILE DEVICE

Document processing system

CARDS AND DEVICES WITH MAGNETIC EMULATORS AND MAGNETIC READER READ-HEAD DETECTORS

Payment card processing system with structure preserving encryption

COMMODITY SALES DATA PROCESSING APPARATUS AND CONTROL METHOD THEREOF

TRANSACTION CARD PROCESSING SYSTEM AND METHOD

Advertising system supporting dual input interfaces

Method and system for communicating location of a mobile device for hands-free payment

Promotion system supporting emailed promotions and at seller premises transaction completion

SECURE ELEMENT

Token Management System and Method

Local usage of electronic tokens in a transaction processing system

LOCATION BASED AUTHENTICATION SYSTEM

Payment transaction using mobile phone as relay

METHOD FOR CONTROLLING STORES AND SYSTEM FOR THE SAME

Using mobile devices to make secure and reliable payments for store or online purchases

Transaction tracking, managing, assessment, and auditing data processing system and network

System and method for controlling service systems

SYSTEM AND METHOD FOR PERFORMING A TRANSACTION RESPONSIVE TO A MOBILE DEVICE

Merchant-consumer bridging platform apparatuses, methods and systems

Point of sale terminal for engagement with a mobile communicator

SYSTEMS AND METHODS FOR PROMOTING PRODUCTS AND SERVICES

Computing system supporting online purchases

Point of sale computer system delivering composited two- and three-dimensional images

CLOUD BASED ELECTRONIC WALLET

POINT OF SALE SYSTEM FOR RETAIL, HAVING AUTOMATIC INCLUSION OF PRICE REDUCTIONS IN A FLEXIBLE MANNER WHILE PROTECTING CUSTOMER DATA

SYSTEM AND METHOD FOR MANAGING TRANSACTIONS WITH A PORTABLE COMPUTING DEVICE

Processing transactions of different payment devices of the same issuer account

Point of service transaction management for service facilities

Systems and Methods to Detect Fraudulent Payment Requests

Open transaction central billing system

Electronic receipt manager apparatuses, methods and systems

Mobile Payment System

SEAMLESSLY CAPTURING TRANSACTIONAL DATA AT THE MERCHANT'S POINT OF SALE ENVIRONMENT AND CREATING ELECTRONIC RECEIPTS, ALL IN REAL-TIME

Enabling a merchant's storefront POS (point of sale) system to accept a payment transaction verified by SMS messaging with buyer's mobile phone

Secure Payment Terminal

SYSTEMS, METHODS AND PROCESSOR-READABLE MEDIA FOR CONVERTING COINS TO ELECTRONIC FUNDS DEPOSITED WITH AN ACCOUNT ASSOCIATED WITH A USER AT A POINT OF SALE

SYSTEMS, METHODS AND PROCESSOR-READABLE MEDIA FOR CONVERTING COINS TO ELECTRONIC FUNDS DEPOSITED WITH AN ACCOUNT ASSOCIATED WITH A USER AT A POINT OF SALE