REAL-TIME POINT REDEMPTION IN A MERCHANT REDEMPTION NETWORK

Navigating an information hierarchy using a mobile communication device

ELECTRONIC PAYMENT SYSTEM UTILIZING INTERMEDIARY ACCOUNT

Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer

Systems and methods for buyer-initiated mobile payments without sensitive information exchange between buyer and seller

Payment system and methods

Method for self-checkout with a mobile device

METHOD AND SYSTEM FOR ELECTRONIC WALLET ACCESS

Transaction terminal

Obtaining information from multiple service-provider computer systems using an agent

Trusted service manager (TSM) architectures and methods

SYSTEM AND METHOD OF CAPTURING POINT-OF-SALE DATA AND PROVIDING REAL-TIME ADVERTISING CONTENT

Locating a product or a vender using a mobile communication device

SYSTEM AND METHOD FOR DYNAMIC FOB SYNCHRONIZATION AND PERSONALIZATION

Lottery Ticket Purchase Apparatus And Method

SYSTEM AND METHOD OF CAPTURING POINT-OF-SALE DATA AND PROVIDING REAL-TIME ADVERTISING CONTENT

Method of Delivering Goods and Services Via Media

Methods, systems, and computer readable media for provisioning location specific content information to a mobile device

Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account

Facilitating entry into an access-controlled location using a mobile communication device

METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR ASSESSING INFORMATION SECURITY

Methods and apparatus for preventing fraud in payment processing transactions

TENANT STORE SALES PROMOTION MANAGEMENT SYSTEM

Processing An Online Transaction Involving A Payment Service Provider

System and method for dynamic FOB synchronization and personalization

Systems and methods for conducting a composite bill payment transaction

Method of Delivering Goods and Services Via Media

Secure payment service and system for interactive voice response (IVR) systems

SYSTEM FOR PROVIDING CARDLESS PAYMENT

METHOD, APPARATUS, AND SYSTEM FOR ENABLING PURCHASER TO DIRECT PAYMENT APPROVAL, SETTLEMENT, AND MEMBERSHIP SUBSCRIPTION USING MOBILE COMMUNICATION TERMINAL

Fuel dispenser

PORTABLE TERMINAL AND ITS PROGRAMS, SETTLEMENT APPARATUS, AND MERCHANDISING INFORMATION PROVIDING APPARATUS

Method for authorization of a transaction with the use of mobile phone

ON-DEMAND GENERATION OF TENDER IDS FOR PROCESSING THIRD-PARTY PAYMENTS VIA MERCHANT POS SYSTEMS

Secure account provisioning

Method of Delivering Goods and Services Via Media

End-to-end secure payment processes

ENHANCED SYSTEM AND METHOD FOR MULTIPATH CONTACTLESS TRANSACTIONS

AUTHORIZATION REFRESH SYSTEM AND METHOD

AUTHORIZATION REFRESH SYSTEM AND METHOD

Payment processing system debt conversion notification

System for facilitating multi-channel purchase of FSA eligible items

Railcar transport telematics system

Method of adding value to print data, a value-adding device, and a recording medium

Stored value card transaction control systems and methods

Systems and methods for dispensing reusable shopping bags

AUTHORIZATION REFRESH SYSTEM AND METHOD

Method and System for Securing Accounts

PAYMENT SYSTEM TO FACILITATE TRANSACTIONS

System and method for facilitating a financial transaction with a dynamically generated identifier

POINT OF SALE SYSTEM

OVERAGE SERVICE USING OVERAGE PASSCODE

OVERAGE SERVICE VIA MOBILE DEVICE

Mobile Gift Card

Creation of customized transactional cards

COMMODITY DATA PROCESSING APPARATUS, CONTROL METHOD THEREFOR, AND COMPUTER READABLE STORAGE MEDIUM

Expanding application functionality without changing the existing application

COMMODITY SALES DATA PROCESSING APPARATUS, CASH DEPOSITING AND DISPENSING SYSTEM, AND DATA PROCESSING METHOD

Mobile payment using picture messaging

Customer survey device with fraud prevention system

Social network appreciation platform

System and method for subscription management

Wirelessly Accessing Broadband Services Using Intelligent Covers

Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account

Store system and sales registration method

STORE SYSTEM AND SALES REGISTRATION METHOD

TRANSACTION SYSTEM WHICH COMBINES VEHICLE BATTERY CHARGING WITH OTHER SERVICES

CENTRAL SAVINGS MANAGEMENT SYSTEM

Method for reimbursement from pre-tax spending accounts

SYSTEMS AND METHODS FOR PROVIDING A MULTI-CHANNEL RETAIL LAYAWAY SERVICE

Payment processing system for use in a retail environment having segmented architecture

Information terminal

POINT-OF-SALE SYSTEM, WIRELESS TRANSMISSION DEVICE, AND DATA TRANSMISSION METHOD IMPLEMENTED BY THE POINT-OF-SALE SYSTEM

SYSTEM AND METHOD FOR ENABLING CUSTOMERS TO PERFORM SELF CHECK-OUT PROCEDURES IN A RETAIL SETTING

Multiple account advanced payment card and method of routing card transactions

System and method for managing wireless point-of-sale transactions

Method and system for processing financial instrument deposits physically remote from a financial institution

VIRTUAL POINT OF SALE TERMINAL AND ELECTRONIC WALLET APPARATUSES AND METHODS FOR PROCESSING SECURE WIRELESS PAYMENT TRANSACTIONS

Wearable financial indicator

Point of sale virtual customer session

System and method for immediate issuance of transaction cards

METHOD AND SYSTEM FOR VERIFYING AN IDENTIFICATION OF A PERSON

Data security system

Parsing an identification document in accordance with a jurisdictional format

Wearable article having point of sale payment functionality

SYSTEMS AND METHODS OF INTRODUCING AND RECEIVING INFORMATION ACROSS A COMPUTER NETWORK

Systems and methods of introducing and receiving information across a computer network

Trusted internal interface

System and method of managing contactless payment transactions using a mobile communication device as a stored value device

SYSTEM AND METHOD FOR PROVIDING RECEIPTS, ADVERTISING, PROMOTION, LOYALTY PROGRAMS, AND CONTESTS TO A CONSUMER VIA AN APPLICATION-SPECIFIC USER INTERFACE ON A PERSONAL COMMUNICATION DEVICE

SYSTEM AND METHOD FOR PROCESSING DONATIONS OF STORED VALUE ACCOUNTS

CONTENT EXTRACTOR

MONEY TRANSFER SYSTEM GATEWAY SERVICE

POINT OF SALE DATA COLLECTION

POINT OF SALE DATA COLLECTION

System, method, and apparatus to facilitate commerce and sales

Local shopping and inventory

Method and system for providing a distributed adaptive rules based dynamic pricing system

Check processing and funds verification

System and method for improving customer wait time, customer service, and marketing efficiency in the restaurant, retail, hospitality, travel, and entertainment industries

Mobile system and method for payments and non-financial transactions

Method and system for receiving an item during a precious stone and metal appraisal

Data security system

Compact protocol and solution for substantially offline messaging between portable consumer device and base device

Content Distribution Systems and Methods

Remote invoice and negotiable instrument processing

Apparatus and method for combining cryptograms for card payments

System and method for disputing individual items that are the subject of a transaction

Method and system for detection of credit card fraud

Two phase payment link and authorization for mobile devices

Interface module, system and method

Mobile Payment Using DTMF Signaling

Non-cash transaction incentive and commission distribution system

Method and System for Operations Management in a Telecommunications Terminal

System, program product, and associated methods to autodraw for micro-credit attached to prepaid card

System and method for managing transactions with a portable computing device

System, program product, and associated methods to autodraw for micro-credit attached to prepaid card

REAL-TIME SYSTEM AND METHOD FOR TRACKING, LOCATING AND RECHARGING ELECTRIC VEHICLES IN TRANSIT

Payment system and methods

PREPAID CARD PROCESSING DEVICE, PREPAID CARD PROCESSING SYSTEM, AND PROCESSING METHOD FOR A PREPAID CARD DEVICE

Methods and apparatus for self-service checkout

Methods, systems, and computer readable media for facilitating in-store or near-store ordering and payment of goods and services through a single-tap of a near field communication (NFC) device

SYSTEMS AND METHODS FOR OBTAINING DEBIT CARD CUSTOMER APPROVAL OF OVERDRAFT FEES

SYSTEMS AND METHODS FOR ASYNCHRONOUS MOBILE AUTHORIZATION OF CREDIT CARD PURCHASES

Augmented reality money transfer

Mobile payment system

System And Method For Performing A Redemption Transaction On A Point Of Sale Terminal

Electronic payment instrument and packaging

Remote display tamper detection using data integrity operations

Electronic authorization system and method

PAY GROUP

METHOD FOR REFERRAL-BASED FINANCIAL TRANSACTION PROCESSING

Form factor identification

Information banking

APPARATUS, SYSTEM, AND METHOD FOR FACILITATING A PAYMENT

Initiating and Enabling Secure Contactless Transactions and Services with a Mobile Device

Comprehensive online bidding and sales management system for merchant processing services

System and method for managing restaurant customer data elements

Distribution services reservation integration

Multi-application smart card device software solution for smart cardholder reward selection and redemption

Lottery/online gaming bet administration system and method

Method for use in association with identification token and apparatus including identification token

VENDING SYSTEM

Systems and methods to deliver targeted advertisements to audience

FUNDRAISING PROCESS USING POS TECHNOLOGY

Method of delivering a pharmaceutical product via a medium

METHOD OF DRYING CLOTHING WITH AUTO SHUT OFF AND PRORATED BILLING

Secure payment and billing method using mobile phone number or account

Purchasing system and a method for computerized selling in a service station

Online pay-per-use system and method

Secondary market for gift cards where secondary market transactions do not physically transfer the same gift card between a seller and a purchaser

Method and device for conducting trusted remote payment transactions

Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia

METHOD AND SYSTEM FOR RETRIEVING INFORMATION REGARDING AN ITEM POSTED FOR SALE

Method for Paying Invoices

Method for facilitating financial and non financial transactions between customers, retailers and suppliers

Object comprising coded data and randomly dispersed ink taggant

CARD FALSE-POSITIVE PREVENTION

PAYMENT CARDS AND DEVICES OPERABLE TO RECEIVE POINT-OF-SALE ACTIONS BEFORE POINT-OF-SALE AND FORWARD ACTIONS AT POINT-OF-SALE

Method and system for gaming and brand association

CARDS AND DEVICES WITH MAGNETIC EMULATORS AND MAGNETIC READER READ-HEAD DETECTORS

Wireless devices for storing a financial account card and methods for storing card data in a wireless device

Apparatus and method using near field communications

Secure protocol for transactions

Electronic transaction fraud prevention

SYSTEM AND METHOD FOR SECURING PAYMENT

Online purchasing system supporting buyer affordability screening

Online purchasing system supporting sellers with affordability screening

Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality

Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality

System for processing financial transactions in a self-service library terminal

Method, device, and system for carrying point of sale data service over internet protocol network

CASH CARD SYSTEM

SYSTEM AND METHOD FOR PAYMENT BETWEEN A HAND HELD` DEVICE AND A MERCHANT DEVICE

Apparatus, System and Method For Purchaser to Business Payments

SYSTEM FOR PERSONALIZED PAYMENTS VIA MOBILE AND INTERNET CONNECTED DEVICES

PAYMENT CARDS AND DEVICES OPERABLE TO RECEIVE POINT-OF-SALE ACTIONS BEFORE POINT-OF-SALE AND FORWARD ACTIONS AT POINT-OF-SALE

Systems and methods for programmable payment cards and devices with loyalty-based payment applications

Systems and methods for programmable payment cards and devices with loyalty-based payment applications

Payment cards and devices with displays, chips, RFIDs, magnetic emulators, magentic decoders, and other components

Cards and devices with magnetic emulators with zoning control and advanced interiors

CARDS AND DEVICES WITH MULTIFUNCTION MAGNETIC EMULATORS AND METHODS FOR USING SAME

CREDIT, SECURITY, DEBIT CARDS AND THE LIKE WITH BUTTONS

CARDS WITH SERIAL MAGNETIC EMULATORS

Advanced dynamic credit cards

Payment cards and devices with displays, chips, RFIDs, magnetic emulators, magentic decoders, and other components

Cards and devices with magnetic emulators with zoning control and advanced interiors

Cards and devices with multifunction magnetic emulators and methods for using same

Credit, security, debit cards and the like with buttons

Cards with serial magnetic emulators

ADVANCED DYNAMIC CREDIT CARDS

Payment cards and devices with enhanced magnetic emulators

Payment cards and devices with enhanced magnetic emulators

Cards and devices with magnetic emulators and magnetic reader read-head detectors

System and method for securing data through a PDA portal

Systems and methods wherein a buyer purchases products in a plurality of product categories

ARRANGEMENT FOR MANAGING MOBILE DEVICE ACCESS TO PRECINCT REGIONS CONTAINING SERVICES AND PRODUCTS AND INFORMATION

System and method for electronic prepaid account replenishment

Securing payment data

SYSTEM AND METHOD FOR MULTIPATH CONTACTLESS TRANSACTIONS

METHOD AND APPARATUS FOR PRODUCT DISPLAY

REVERSE PAYMENT FLOW

METHOD AND APPARATUS FOR THE DISTRIBUTION OF DIGITIZED INFORMATION ON DEMAND

TRANSACTIONAL APPARATUS

SALES FORCE AUTOMATION SYSTEM AND METHOD

Devices, systems, and methods for tokenizing sensitive information

PAYMENT SYSTEM TO FACILITATE TRANSACTIONS

Method and apparatus for providing automated payment with an audio token

Sales force automation system and method

Payment processing methods

Camera as a vehicle to identify a merchant access device

METHOD AND APPARATUS FOR FACILITATING THE SALE OF SUBSCRIPTIONS TO PERIODICALS

Mobile Phone as a Switch

CREDIT CARD PAYMENT SYSTEM FOR HANDLING NUMEROUS PAYORS

Personal interface device and method

ELECTRONIC MARKET TRACKING AND REPORTING SYSTEMS AND METHODS

Mobile agent point-of-sale (POS)

Mobile phone payment processing methods and systems

Settlement system

CONDUCTING A MOBILE FINANCIAL TRANSCATION USING A SECURE ELEMENT AND SMS

System and method for point-to-point encryption with adjunct terminal

Money transfer using cellular networks

SYSTEM AND DEVICE FOR FACILITATING A TRANSACTION THROUGH USE OF A PROXY ACCOUNT CODE

System for structured encryption of payment card track data

Cash management system and method

System and method for controlling outdoor signs

Method and Apparatus for Procurement and Resale of New and Used Media

System and device for consolidating SIM, personal token, and associated applications for electronic wallet transactions

Communication device, communication method, information processing apparatus, information processing method, program, and information processing system

Code reading apparatus, sales registering apparatus, and sales registering method

SYSTEM AND DEVICE FOR CONSOLIDATING SIM, PERSONAL TOKEN, AND ASSOCIATED APPLICATIONS FOR SECURE TRANSMISSION OF SENSITIVE DATA

SYSTEM AND DEVICE FOR FACILITATING A SECURE TRANSACTION WITH A VALIDATED TOKEN

Merchant fraud risk score

User profile and geolocation for efficient transactions

Transaction completion based on geolocation arrival

Reduction of transaction fraud through the use of automatic centralized signature/sign verification combined with credit and fraud scoring during real-time payment card authorization processes

Converged web-identity and mobile device based shopping

Method and Systems for Providing Digital Incentives Using Post-Transaction Data

System and device for consolidating SIM, personal token, and associated applications for selecting a transaction settlement entity

SYSTEM AND DEVICE FOR FACILITATING REMOTE INVOCATION OF PERSONAL TOKEN CAPABILITIES

System and device for facilitating a wireless transaction by consolidating SIM, personal token, and associated applications

Apparatus and method for providing and/or for fulfilling subscription services

Retail mobile point-of-sale (POS) software application and retail middleware software application

Payment systems and methodologies

ONLINE BARCODE DIRECTORY AND SYSTEMS FOR FACILITATING TRANSACTIONS UTILIZING THE SAME

Nail polish color selection system

Systems and methods for targeted point-of-sale advertisements

DATA COMMUNICATION METHOD

POS SALES TRANSACTION SAFETY NET

MESSAGING INCLUDING VALUE ACCOUNT CONVERSION

System and method for transaction payments using a mobile device

CHECKOUT APPARATUS AND MODE SWITCHING METHOD

CHECKOUT APPARATUS AND CHECKOUT PROCESSING METHOD

Transaction velocity counting for fraud detection

System for associating financial transaction data with user's project data

System and method for remote management of sale transaction data

GOODS SALE DATA PROCESSOR AND CONTROL METHOD THEREOF

System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account

CLOUD PLATFORM FOR MULTIPLE ACCOUNT MANAGEMENT & AUTOMATED TRANSACTION PROCESSING

Executing transactions secured user credentials

ENHANCED CUSTOMER SERVICE

IDENTIFICATION OF CUSTOMERS AND USE OF VIRTUAL ACCOUNTS

CUSTOMER AND PURCHASE IDENTIFICATION BASED UPON A SCANNED BIOMETRIC OF A CUSTOMER

Systems and Methods to Process Payments

SYSTEM AND A METHOD FOR PROVIDING ELECTRONIC COUPONS

METHOD AND APPARATUS FOR MAKING SECURE TRANSACTIONS USING AN INTERNET ACCESSIBLE DEVICE AND APPLICATION

Method, apparatus, and computer program product for facilitating promotions with an E-wallet

SALE DATA PROCESSING TERMINAL AND CONTROL METHOD THEREOF

SYSTEM AND METHOD FOR FINANCIAL TRANSACTION AUTHENTICATION USING TRAVEL INFORMATION

Point of Sale Payment System and Method

MOBILE MARKETING AND TARGETED CONTENT DELIVERY TO MOBILE DEVICES

REVERSE PAYMENT TRANSACTION SYSTEM AND METHOD

ELECTRONIC POINT OF SALES VENDING CONTROL APPARATUS

Document processing system

Multifactor Authentication

SYSTEM AND METHOD FOR FACILITATING POINT OF SALE TRANSACTIONS WITH MINIMAL TRANSFER OF SENSITIVE DATA

Method for associating financial transaction data with user's project data

Automated transaction system and settlement processes

Monitoring a Plurality of Merchant Gateway Devices

Touchless and touch optimized processing of retail and other commerce transactions

HANDHELD MOBILE CREDIT CARD READER

Systems and methods facilitating mobile retail environments

System and method for immediate issuance of an activated prepaid card with improved security measures

System and method for handling an offer to purchase a followed item

Method and apparatus for selling subscriptions to periodicals in a retail environment

ENHANCED SECURITY FEATURE FOR PAYMENT-ENABLED MOBILE TELEPHONE

Secured point-of-sale transaction system

Intelligent video verification of point of sale (POS) transactions

MOBILE PAYMENT DEVICE FOR CONDUCTING TRANSACTIONS ASSOCIATED WITH A MERCHANT OFFER PROGRAM

Systems, methods and computer program products for wirelessly preprocessing a transaction while in a queue for a point-of-transaction

Combination ATM/Vending Machine Kiosk

Dynamic payment device characteristics

METHOD OF MANAGING FRANCHISES USING CREDIT-CARD PAYMENT SYSTEM

Tactile overlay for point of sale terminal

Mobile device consumer interface process and system

Audible transaction process and system

Method for estimation of a payment for an existing report based on subsequent reports which provides incentives for reporters to report truthfully

Systems, methods, and computer products for processing payments using a proxy card

System and Method for Universally Managing and Implementing Rating Systems and Methods of Use

TRUSTED STORED-VALUE PAYMENT SYSTEM THAT INCLUDES UNTRUSTED MERCHANT TERMINALS