193232 ⎘
Commerce, e.g. shopping or e-commerce; Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination; Discounts or incentives, e.g. coupons, rebates, offers or upsales; Frequent usage incentive systems, e.g. frequent flyer miles programs or point systems Multi-merchant loyalty card systems
METHOD AND APPARATUS FOR A LOYALTY EXCLUSIVE AWARD PERSONALIZATION (LEAP) FEATURE OF A CENTRALIZED TRAVEL PROGRAM MANAGEMENT SYSTEM
#2System and Method for Managing Loyalty Program Accounts
#3MARKETING SYSTEM UTILIZING POINTS PROVIDED BY PRODUCT SALES
#4SYSTEMS AND METHODS FOR UNIFYING DATA ACROSS PLATFORMS
#5SYSTEMS AND METHODS FOR A GRAPH DATABASE
#6SYSTEM AND METHOD FOR LOCATION-BASED TOKEN TRANSACTION PROCESSING
#7PAYMENT DEVICE APPLETS WITH PRE-STORED MESSAGES AND TRIGGERABLE LOGIC
#8SYSTEM AND METHOD FOR TARGETED MARKETING AND CONSUMER RESOURCE MANAGEMENT
#9AUTHORIZATION NETWORK AND A METHOD FOR AUTHORIZING A PRELIMINARY TRANSACTION VALUE
#10PAYMENT CARD TRANSACTION SYSTEMS AND METHODS WITH INSTANT GEOGRAPHIC MERCHANT INCENTIVE NOTIFICATION
#11INTER-ENTITY NON-MONETARY TRANSACTIONS
#12Incented Stored Value Account Holder Transaction
#13VENDOR AGNOSTIC LOYALTY PROGRAM
#14Merchant Benefit Paid To Benefit Account Designated By Account Holder For Conducting Transaction
#15Technical Improvements to Payment Card Linked Rewards Programs
#16MULTI-COMPANY LOYALTY POINT MANAGEMENT DEVICE AND METHOD
#17Proximity triggered transaction based donation
#18ENHANCED REBATE PROGRAM
#19UTILIZING PAYMENT TOKENS TO TRACK REWARDS
#20Combined oredring via complementariness determination
#21CONFIDENCE LEVELS IN MANAGEMENT AND DETERMINATION OF USER IDENTITY USING IDENTITY GRAPHS
#22CUSTOMER DATA VERIFICATION IN MANAGEMENT AND DETERMINATION OF USER IDENTITY USING IDENTITY GRAPHS
#23PROBABILISTIC MATCHING OF ACCOUNT INFORMATION IN MANAGEMENT AND DETERMINATION OF USER IDENTITY USING IDENTITY GRAPHS
#24SYSTEMS AND METHODS FOR INTERFACING WITH A WEBSITE TO MODIFY CONTENT
#25BLOCKCHAIN CONSUMER LEDGER
#26SYSTEMS AND METHODS FOR PROVIDING CUSTOMERS WITH MATCHING REWARDS
#27System and Method for Managing Loyalty Program Accounts
#28Technical improvements to payment card linked rewards programs
#29Systems and methods for loyalty point distribution
#30DATA PROCESSING DEVICE AND PROGRAM FOR RETAIL STAMP CARD SERVICE
#31SYSTEM FOR THE MERCHANDISING AND DELIVERY OF CUSTOMIZED INFORMATION RELATED TO A SPECIFIC PRODUCT OF INTEREST TO A CONSUMER
#32Enhanced rebate program
#33Payment card transaction systems and methods with instant geographic merchant incentive notification
#34Payment integrated loyalty system
#35METHODS AND SYSTEMS FOR REGULATING OPERATION OF UNITS USING ENCRYPTION TECHNIQUES ASSOCIATED WITH A BLOCKCHAIN
#36SYSTEM AND METHOD FOR INTEGRATED CENTRALIZED REWARD HUB POINT APPLICATION
#37SYSTEMS AND METHODS FOR AUTOMATED PERSONALIZED INCENTIVES
#38Frictionless entry into combined merchant loyalty program
#39System And Method for Managing Loyalty Program Accounts
#40SYSTEMS AND METHODS FOR NORMALIZING AND AGGREGATING POINT BALANCES TO A COMMON BASIS
#41SYSTEMS AND METHODS FOR AGGREGATING POINT BALANCES ACROSS CUSTOMER ACCOUNTS
#42Client acquisition and surveying
#43Frictionless entry into combined merchant loyalty program
#44Mobile device proximity triggered transaction based merchant donation
#45Method, apparatus, and computer program product for offering and processing promotions
#46System and method for location-based token transaction processing
#47LOYALTY POINT DISTRIBUTIONS USING A DECENTRALIZED LOYALTY ID
#48Universal Loyalty Membership Platform
#49METHOD AND SERVER OF MANAGING POINTS
#50REWARDS PROGRAM
#51Modifying existing instruments without modification of unique identifier and immediate benefit availability
#52Systems and methods for interfacing with a website to modify content
#53Method, System, and Software For Incenting A Surveyed Stored Value Account Holder To Transact Again With A Merchant
#54Identifying consumers online for providing offers and coupon validation online, in real-time, and at the point of sale
#55Automated, dynamic digital financial management method and system with phsyical currency capabilities
#56LOYALTY SYSTEM, LOYALTY TRACKING SYSTEM, MERCHANT MULTI-USE LOYALTY SYSTEM, MERCHANT OFFERING PLATFORM, LOYALTY SHARING SYSTEM, LOYALTY PLATFORM, SHARING NETWORK PLATFORM, COMMERCIAL INCETIVISING SYSTEM, AND METHODS OF USE
#57Automated lecture deconstruction
#58Distribution of fractional equity rewards based on purchase behavior
#59DISTRIBUTED LEDGER-BASED LOYALTY REWARD POINTS RECONCILIATION PLATFORMS
#60Methods, systems, and non-transitory computer- readable record media for providing reward through reward account associated with player
#61USER-INTERACTIVE DIGITAL SIGNAGE APPARATUS THAT DISPLAYS CONTENTS ASSOCIATED WITH PREPAID CARD
#62Method, apparatus, and computer program product for offering and processing promotions
#63Payment integrated loyalty system
#64Systems and methods for aggregating and applying reward points
#65Inter-entity non-monetary transactions
#66System and Method for Targeted Marketing and Consumer Resource Management
#67SCALABLE LOYALTY PROCESSING APPARATUS AND METHODS OF PROCESSING LOYALTY DATA
#68Payment device applets with pre-stored messages and triggerable logic
#69Frictionless entry into combined merchant loyalty program
#70Utilizing payment tokens to track rewards
#71Method, system, and computer program for automated cause marketing using mobile devices
#72Automated cause management
#73Systems and methods for interfacing with a website to modify content
#74Loyalty account identification
#75Secondary tiered platform for auxiliary resource application
#76SYSTEMS AND METHODS FOR COMMERCE AND REWARDS POINTS MANAGEMENT USING ISOLATED DATA STORAGE
#77MANAGING AND ADMINISTRATING REWARDS FOR A PLURALITY OF MERCHANTS
#78Tracking transactions across multiple payment processing networks
#79PROVIDING BIOMETRIC SECURITY FOR MOBILE LOYALTY SERVICES VIA A NATIVE MOBILE APPLICATION
#80Method, apparatus, and computer program product for offering and processing promotions
#81GLOBAL COMBINATION PAYMENT SYSTEM AND METHOD
#82Anonymous App-less digital Punch cards based loyalty programs
#83Methods and systems for regulating operation of units using encryption techniques associated with a blockchain
#84METHOD AND SYSTEM FOR IDENTIFYING USERS IN TWO DOMAINS
#85System and method for managing loyalty scheme data
#86Systems and methods for providing customers with matching rewards
#87Rewards program
#88Systems and methods for providing fraud indicator data within an authentication protocol
#89System for the merchandising and delivery of customized information related to a specific product of interest to a consumer
#90Methods and systems for regulating operation of units using encryption techniques associated with a blockchain
#91Systems and methods for interfacing with a website to modify content
#92Systems and methods for interfacing with a website to modify content
#93Systems and methods for interfacing with a website to modify content
#94LOYALTY REWARD SELECTION AND MANAGEMENT
#95Systems, methods, and apparatuses for implementing commerce rewards across tenants for commerce cloud customers utilizing blockchain
#96Modifying existing instruments without modification of unique identifier and immediate benefit availability
#97Systems and methods for hashtag embedding based on user generated content for creating user specific loyalty identifiers
#98SYSTEMS AND METHODS FOR ATTRACTING CUSTOMERS WITH DIGITAL REWARDS
#99Systems and methods for interfacing with a website to modify content
#100Mobile Rewards Redemption System and Method
#101SYSTEM FOR ELECTRONIC BARTER, TRADING AND REDEEMING POINTS ACCUMULATED IN FREQUENT USE REWARD PROGRAMS
#102Systems and methods for interfacing with a website to modify content
#103METHOD FOR DISTRIBUTING REWARD VALUE AND MEMBER COMPUTER DEVICE
#104Systems and methods for providing customers with matching rewards
#105Identifying consumers online for providing offers and coupon validation online, in real-time, and at the point of sale
#106Selectable ROCs in an online billing statement
#107Loyalty point distributions using a decentralized loyalty ID
#108UTILIZING MACHINE LEARNING TO GENERATE RECOMMENDATIONS FOR A TRANSACTION BASED ON LOYALTY CREDITS AND STORED-VALUE CARDS
#109Information system, card device, terminal device, and server device
#110Payment card transaction systems and methods with instant geographic merchant incentive notification
#111LOYALTY REWARD SELECTION AND MANAGEMENT
#112Multi-merchant loyalty point partnership
#113METHOD, SYSTEM AND DEVICE FOR HANDLING CASHLESS PAYMENTS WITH A PAYMENT INSTRUMENT
#114Multi-vendor multi-loyalty currency program
#115Automated lecture deconstruction
#116SYSTEM AND METHOD FOR INTEGRATED MANAGEMENT OF LOYALTY POINTS
#117SYSTEM AND METHOD FOR INTEGRATED MANAGEMENT OF LOYALTY POINTS
#118ECONOMIC FILTERING SYSTEM FOR DELIVERY OF PERMISSION BASED, TARGETED, INCENTIVIZED ADVERTISING
#119Systems and method for managing loyalty scheme data
#120Systems and methods for facilitating loyalty reward environments
#121VIEWING IMAGES FOR REVIEW IN MERGED IMAGE FORM AND WITH PARAMETER-BASED IMAGE PROCESSING
#122System and method for location-based token transaction processing
#123INTELLIGENT VISUAL OBJECT MANAGEMENT SYSTEM
#124INTELLIGENT VISUAL OBJECT MANAGEMENT SYSTEM
#125Eco Advantage Mediation Apparatuses, Methods and Systems
#126Utilizing payment tokens to track rewards
#127Blockchain consumer ledger
#128SYSTEM FOR ELECTRONIC BARTER, TRADING AND REDEEMING POINTS ACCUMULATED IN FREQUENT USE REWARD PROGRAMS
#129SYSTEM AND METHOD FOR NETWORKED LOYALTY PROGRAM
#130Systems and methods for interfacing with a website to modify content
#131SYSTEM AND METHOD FOR A MULTIPLE MERCHANT STORED VALUE CARD
#132System and method for targeted marketing and consumer resource management
#133SYSTEM AND METHOD INCORPORATING DISCOUNT BASED INCENTIVES IN A MULTI-LEVEL CONSUMER ENVIRONMENT
#134POINT POOLING LOYALTY SYSTEM AND METHOD
#135System and method for targeted marketing and consumer resource management
#136System for coordinating access to multiple accounts using a single access card
#137System and method for targeted marketing and consumer resource management
#138System and method for targeted marketing and consumer resource management
#139System and method for targeted marketing and consumer resource management
#140SYSTEM AND METHOD FOR USERS TO DESIGNATE ACCOUNTS FROM WHICH TO TRADE REWARDS
#141SYSTEM AND METHOD FOR CARD LINKED REWARD ACCOUNT
#142METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR PROVIDING A PERSONALIZED OFFERS INTEGRATION PLATFORM
#143METHOD AND SYSTEM FOR ISSUING, AGGREGATING AND REDEEMING MERCHANT REWARDS
#144METHOD AND SYSTEM FOR REWARD POINTS REDEMPTION FOR COMPUTER-BASED ACTIVITY
#145Multi-vendor multi-loyalty currency program
#146Methods And Systems For Determining Rewards For Consumers
#147LOYALTY PROGRAM INCENTING MERCHANT TRANACATION WITH CUSTOMER AFFINITY
#148MERCHANT LOYALTY ACCOUNT ENROLLMENT THROUGH PAYMENT CHECKOUT PLATFORM SERVICES
#149Economic filtering system for delivery of permission based, targeted, incentivized advertising
#150Eco Advantage Mediation Apparatuses, Methods and Systems
#151Methods and systems for regulating operation of units using encryption techniques associated with a blockchain
#152Method and System to Conduct a Multi-Jurisdictional Lottery Rewards Program
#153UNIVERSAL LOYALTY REWARDS AND CURRENCY CONSOLIDATION
#154System and method for targeted marketing and consumer resource management
#155Method and system for delivering offers to users of electronic privilege cards
#156METHOD AND SYSTEM FOR ATTRIBUTING TRANSACTIONS TO AN ACCOUNT
#157METHOD AND SYSTEM FOR USING MULTI-FUNCTION CARDS FOR STORING, MANAGING AND AGGREGATING REWARD POINTS
#158Enhancing revenue by driving credit account purchases through a single native mobile application
#159Providing mobile loyalty services via a native mobile application
#160Providing biometric security for mobile loyalty services via a native mobile application
#161VEHICLE CHARGING STAND MANAGEMENT SYSTEM
#162METHOD AND SYSTEM FOR ISSUING, AGGREGATING AND REDEEMING MERCHANT REWARDS
#163SAVINGS NETWORK SYSTEM, METHOD AND ELECTRONIC PAYMENT DEVICE
#164Collecting and analyzing data for targeted offers
#165SECURE CARD-LINKED OFFER AND LOYALTY AGGREGATION
#166Automated lecture deconstruction
#167Systems and methods for determining fraudulent transactions using digital wallet data
#168Systems and methods for providing risk based decisioning service to a merchant
#169Interactive and intuitive marketing system and method for acquisition of personal data, dissemination of personalized content and social network promotion
#170One and Only Card
#171SYSTEM AND METHOD FOR IDENTIFYING PREFERRED CUSTOMERS AND PROVIDING INDIVIDUALIZED LOYALTY CAMPAIGNS
#172METHOD, SYSTEM AND TOOL FOR FACILITATING FINANCIAL TRANSACTIONS
#173Method, system, and computer program for automated cause marketing using mobile devices
#174COLLABORATIVE INCENTIVE CAMPAIGN MANAGEMENT COMPUTER SYSTEM HAVING CAMPAIGN-ORIENTED COMMUNICATION SECURITY CONTROLS AND METHODS
#175INCENTIVE CAMPAIGN MANAGER COMPUTER SYSTEM AND METHODS FOR ENABLING ANONYMOUS CONSUMER INTERACTION
#176INCENTIVE MANAGEMENT COMPUTER SYSTEM IMPLEMENTING AN INTERACTIVE AUTOMATED CAMPAIGN DESIGN COMPONENT AND METHODS
#177SCALABLE, SECURE INCENTIVE CAMPAIGN MANAGEMENT COMPUTER SYSTEM ARCHITECTURE AND METHODS OF OPERATION
#178TIER-ORIENTED INCENTIVE CAMPAIGN MANAGEMENT COMPUTER SYSTEM AND METHODS FOR ENABLING COLLABORATIVELY RESOURCED INCENTIVE CAMPAIGNS
#179INTEGRATED MULTI-TIERED INCENTIVE COMPAIGN ELECTRONIC COMMERCE MANAGEMENT SYSTEM AND METHODS
#180Eco Advantage Mediation Apparatuses, Methods and Systems
#181Integrated Incentive Network System and Method
#182Consolidated Merchant Programs System
#183SYSTEM FOR ADMINISTERING AN INCENTIVE AWARD
#184CRE & MCPC Software & Website
#185Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services
#186Systems and Methods of Loyalitization for Incentivizing, Facilitating and Reporting Urgent Needs Fulfillment
#187METHOD AND SYSTEM FOR USING MULTI-FUNCTION CARDS FOR STORING, MANAGING AND AGGREGATING REWARD POINTS
#188COMPUTER IMPLEMENTED COALITION MARKETING PLATFORM AND A METHOD THEREOF
#189Universal Recognition Platform
#190Economic filtering system for delivery of permission based, targeted, incentivized advertising
#191System and method for a multiple merchant stored value card
#192System and method for networked loyalty program
#193Mobile rewards redemption system associated with prepaid card management accounts
#194Network centric loyalty system
#195Universal Recognition Platform
#196Portable multifunction device with multiple applications
#197PORTABLE HAND-HELD MULTIFUNCTION DEVICE WITH MULTIPLE TRANSACTION AND REWARD ACCOUNTS
#198Universal transaction associating identifier
#199System and method for targeted marketing and consumer resource management
#200UNIFIED LOYALTY PROGRAM MEDIA
#201Multi-Merchant Loyalty System
#202Method and system for providing rewards to a portable computing device at the point of sale
#203APPARATUSES AND METHODS FOR A HYBRID UNIVERSAL CONSUMER CARD REDEMPTION SYSTEM
#204Private Label Promotion Card System, Program Product, and Associated Computer-Implemented Methods
#205Systems and methods for providing customers with matching rewards
#206System and method for targeted marketing and consumer resource management
#207Automated cause management
#208SINGLE DEVICE LOYALTY CONSOLIDATION PLATFORM AND DATA SYNCHRONIZATION
#209SYSTEM AND METHODS FOR UNIVERSALLY ADMINISTERING MERCHANTS' LOYALTY PROGRAMS
#210System and method for targeted marketing and consumer resource management
#211System and method for targeted marketing and consumer resource management
#212UNIVERSAL LOYALTY PROGRAM AND SYSTEM, WHICH CAN INCLUDE ASPECTS IN FOOD AND MEDICINE RECALL, ANTI-COUNTERFEITING, ANTI-IDENTITY THEFT, ANTI-CREDIT CARD FRAUD AND MORE
#213Systems and Methods for Customer Loyalty Program
#214Systems and methods for campaign offers and rewards with offer serving engine based on digitized receipt data
#215Systems and methods for campaign offers and rewards with offer serving engine based on digitized receipt data
#216Systems and methods for campaign offers and rewards with offer serving engine based on digitized receipt data
#217Private label promotion card system, program product, and associated computer-implemented methods
#218System and method for targeted marketing and consumer resource management
#219System and method for a multiple merchant stored value card
#220VIRTUAL LOYALTY CARD PROGRAM
#221Systems and Methods for Providing a Virtual Currency Exchange
#222Programmable Customer Loyalty and Discount Card
#223System and method for targeted marketing and consumer resource management
#224Method and system for managing limited use coupon and coupon prioritization
#225Method and system for providing rewards to a portable computing device at the point of sale
#226Portable hand-held multi-function device with multiple transaction and reward accounts
#227MOBILE REWARDS REDEMPTION SYSTEM AND METHOD
#228POINT-OF-SALE SYSTEM USING PREPAID/GIFT CARD NETWORK
#229Method and system for electronic exchange of reward points
#230Portable hand-held multi-function device for storing, managing and combining rewards
#231SYSTEM AND METHOD FOR PROVIDING A USER WITH A SINGLE PAYMENT CARD ON WHICH PREPAID AND/OR REWARD BALANCES ARE TRACKED FOR MULTIPLE MERCHANTS
#232LOYALTY POINTS SYSTEM AND METHOD WITH SUPPLEMENTAL AUTHORIZATIONS
#233System and method for a merchant loyalty system
#234SYSTEM AND METHOD FOR ACCUMULATING BONUS POINTS FROM PURCHASING GOODS USING IMAGE RECOGNITION CODE
#235System and method for designating accounts from which to trade rewards
#236Universal Bonus/Rewards Card
#237Social network appreciation platform
#238System and method for networked loyalty program
#239System and method of a media delivery services platform for targeting consumers in real time
#240SYSTEM AND METHOD FOR THE REAL-TIME TRANSFER OF LOYALTY POINTS BETWEEN ACCOUNTS
#241System and method for networked loyalty program
#242E-couponing
#243Generic Universal Rewards Loyalty Card
#244System for Controlling Card Transactions
#245System and method for facilitating commercial transactions
#246SYSTEMS AND METHODS FOR UNIFIED LOYALTY MERCHANT REWARDS
#247Method and system for providing rewards to a portable computing device at the point of sale
#248AWARDING AN INCENTIVE BASED ON PARAMETERS OF AN INCENTIVE PROGRAM
#249Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services
#250System and method for tiered filtering of purchase transactions
#251METHOD AND SYSTEM FOR USING MULTI-FUNCTION CARDS FOR STORING, MANAGING AND AGGREGATING REWARD POINTS
#252System and method for using a card linked to a reward point exchange account for purchase transactions
#253DEVICE AND METHOD FOR REDEEMING AND ISSUING CONSUMER INCENTIVES VIA A COMPUTER NETWORK
#254Predicting email responses
#255GEOGRAPHIC LOYALTY SYSTEM AND METHOD
#256E-couponing
#257METHOD AND SYSTEM FOR ISSUING, AGGREGATING AND REDEEMING MERCHANT REWARDS
#258Rebate card system
#259UNIFIED LOYALTY PROGRAM MEDIA
#260System and method for targeted marketing and consumer resource management
#261Economic Filtering System for Delivery of Permission Based, Targeted, Incentivized Advertising
#262System and method for redeeming vouchers
#263TARGETING MERCHANT ANNOUNCEMENTS TRIGGERED BY CONSUMER ACTIVITY RELATIVE TO A SURROGATE MERCHANT
#264Notification of resources of interest to members of a consumer group
#265System and Method for Deep Targeting Advertisement Based on Social Behaviors
#266SYSTEM AND METHOD OF CONDUCTING TRANSACTIONS USING A WIRELESS DEVICE
#267Product Sampling System And Method
#268Method and system for using multi-function cards for storing, managing and aggregating reward points
#269Method and System for Delivering Offers to Users of Electronic Privilege Cards
#270System and method for supporting allocation of reward points, and computer-readable storage medium for computer program
#271CONSUMER COMMERCIAL BEHAVIOR MODIFICATION THROUGH MULTIPLE MERCHANT INCENTIVE PROGRAM
#272GROUP ASSOCIATION SYSTEM AND METHOD
#273Implementing a Promotional Campaign Across a Plurality of Rewards Programs
#274SYSTEMS AND METHODS FOR ENROLLMENT AND PARTICIPATION IN A LOYALTY PROGRAM
#275Consolidated consumer rewards systems and methods
#276APPARATUS AND METHOD FOR IMPROVING CUSTOMER RETENTION
#277LOYALTY POINTS SYSTEM AND METHOD WITH SUPPLEMENTAL AUTHORIZATIONS
#278ONBOARD AUCTION OF A FIRST CLASS SEAT TICKET
#279Targeted incentives based upon predicted behavior
#280System and method for a merchant debit card program including a plurality of issuers
#281Targeted incentives based upon predicted behavior
#282Membership cards
#283SYSTEM AND METHOD FOR COMPUTERIZED ANALYSES OF SHOPPING BASKET PARAMETERS
#284Merging image data based on prospective shopping basket selection
#285Methods, systems and devices for retail website linking and image merging
#286METHODS, SYSTEMS AND DEVICES RELATING TO MERGED IMAGES AND STORAGE THEREOF
#287Automated fee-based data processing from remotely-based image merging
#288Methods, systems and devices for merged images and fee generation in online retail
#289Universal affinity system
#290Viewing images for review in merged image form and with parameter-based image processing
#291Methods, systems and devices for user profile-based viewable images and for merging of the images
#292Methods, systems and devices for categorization of articles and associated images and for image merging thereof
#293METHODS, SYSTEMS AND DEVICES FOR PROVIDING IMAGES OF FEATURED ARTICLES AND FOR MERGING OF THE IMAGES
#294System and method for a multiple merchant stored value card
#295Client Welcome Pack
#296Time delimited multiple admission method and system
#297MOBILE MEMBER OPERATION METHOD
#298MOBILE COMPUTING SERVICES BASED ON DEVICES WITH DYNAMIC DIRECTION INFORMATION
#299MOBILE COMPUTING SERVICES BASED ON DEVICES WITH DYNAMIC DIRECTION INFORMATION
#300SYSTEM AND METHOD FOR THE TRANSFER OF LOYALTY POINTS