David Joa

Interactive lineage mapping system

Automated teller machine (“ATM”) dynamic keypad

Anonymous Electronic Payment System

Macro-Economic Indicator System

MERCHANT TRACKING AND ANALYSIS TOOL

AUTHENTICATION SYSTEMS, OPERATIONS, PROCESSING, AND INTERACTIONS

Authorized custodian verification

Biometric authentication for video communication sessions

Utilization of digit sequences for biometric authentication

Physical item security: tracking device activation

Biometric authentication for video communication sessions

Identity authentication system for controlling egress of an individual visiting a facility

Unstructured data integration with a data warehouse

Marketing incentive program

Anonymous Electronic Payment System

IDENTIFICATION OF CUSTOMERS AND USE OF VIRTUAL ACCOUNTS

CUSTOMER AND PURCHASE IDENTIFICATION BASED UPON A SCANNED BIOMETRIC OF A CUSTOMER

Analyzing Patterns within Transaction Data

Identity database bureau

Facility access integrated with other security systems

Bank card authorization with balance indicator

MINING PUBLIC MEDIA FOR CONSUMER RESPONSE INFORMATION

Offset optimization system

Apparatus and methods for facts based trading

Market dynamics

BUSINESS PERFORMANCE MEASUREMENTS

WIRELESS NUMBER RISK SCORES FOR USE WITH MOBILE PAYMENTS

ACTIVITY BASED CREDIT CARD LIMIT ASSIGNMENT

Integration of facial recognition into cross channel authentication

Adjusted Net Income