SYSTEM AND METHOD FOR DYNAMIC FOB SYNCHRONIZATION AND PERSONALIZATION

Method of Delivering Goods and Services Via Media

Method and System for Providing a Fueling Solution for Electric Vehicle Owners

Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account

System and method for selection of payment systems from a payment system directory to process a transaction

Wireless network infrastructure

Method and System for Transferring Electronic Funds

System and method for dynamic FOB synchronization and personalization

Exchange of access control lists to manage femto cell coverage

Computerized national online parcel-level map data portal

Method of Delivering Goods and Services Via Media

System and method for payment for business reply mail

Method and system to process payment using URL shortening and/or QR codes

Automatic Bill-Pay Setup

Identifier-based charge on delivery transaction

Method and system for mobile bill presentment and payment messaging and marketing

Method of Delivering Goods and Services Via Media

Method and apparatus for money transfer

System and method of margining fixed payoff products

System and method for imbedding a defined benefit in a defined contribution plan

Techniques for transaction adjustment

Remote image capture with centralized processing and storage

System and method for providing debt protection for financial overdraft account

Hybrid account

Payment processing system debt conversion notification

Internet billing method

Payment service provision with reduced transaction costs

Transaction split fees

LIFE INSURANCE PRODUCTS UNDER A SINGLE APPROVED FORM

RECIPROCAL ADDITION OF ATTRIBUTE FIELDS IN ACCESS CONTROL LISTS AND PROFILES FOR FEMTO CELL COVERAGE MANAGEMENT

Providing packaging recommendation to shipping customers

System and method for selection of payment systems from a payment system directory to process a transaction

Brokered Bill Payment

SYSTEMS AND METHODS TO PROCESS PAYMENTS VIA A COMMUNICATION SYSTEM

System and method for interactively simulating a credit-worthiness score

PAYMENT SYSTEM TO FACILITATE TRANSACTIONS

System and method for facilitating a financial transaction with a dynamically generated identifier

Method and apparatus to evaluate and provide funds in online environments

Method and apparatus for facilitating a transaction between a buyer and one seller

Multiple access internet portal revenue sharing

Transfer instrument

Methods and systems for expense management

Methods, systems, and computer readable media for detecting customer presence to initiate the ordering and purchase of goods and services

Approving the use of the source of funds

Authorizing use of a financial instrument

Intelligent charging system and method for use in a parking lot

Method and apparatus to evaluate and provide funds in online environments

Multiple-entity transaction systems and methods

Method and system for providing order status information using an update status flag

Practical model for high speed file delivery services supporting guaranteed delivery times and differentiated service levels

Method for a payment transaction associated with two corresponding declarations of intent

Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account

MECHANISM FOR FRAUD-RESISTANT CONSUMER TRANSACTIONS

Systems and methods for facilitating financial transactions over a network

Method for reimbursement from pre-tax spending accounts

Search engines and systems with handheld document data capture devices

Transfer account systems, computer program products, and associated computer-implemented methods

NON-REVERSIBLE PAYMENT PROCESSING

METHOD AND APPARATUS FOR PROCESSING ON-LINE DONATIONS ASSOCIATED WITH MEDIA CONTENT

Metered delivery of wireless power

Method and system for using reward points to liquidate products

Enhanced electronic data and metadata interchange system and process for electronic billing and payment system

System and method for updating merchant payment data

METHOD AND SYSTEM TO FACILITATE A PAYMENT IN SATISFACTION OF ACCUMULATED MICROPAYMENT COMMITMENTS TO A VENDOR

AUTOMATED CONSUMER TO BUSINESS ELECTRONIC MARKETPLACE SYSTEM

Method of authorizing automated banking machine use responsive to user data read from data bearing records

SYSTEM AND APPARATUS FOR TRANSACTION FRAUD PROCESSING

Method and system for processing financial instrument deposits physically remote from a financial institution

FACILITATING A NETWORK COMMUNICATION SERVICE FOR A SUBSCRIBER LINKED TO A PLURALITY OF ACCOUNTS

VENDOR PAYMENT CONSOLIDATION SYSTEM

Recurring money transfer

Multiple rate loan

Receiver driven money transfer alert system

Method for transmitting a code

Financial Collaboration Networks

Payment system

Systems and methods for assets, personnel, and travel information and risk management

System, method, and apparatus for managing wastewater treatment installation

Methods, systems, and products for providing electronic media

Automatic Settlement of User Account From a Remote Kiosk

System and method for prioritizing processing of payment instructions

Consolidated Payment and Bank Error Correction

Method and apparatus for increasing charitable donations by providing instantaneous donor recognition

Related party payment system

System and method of managing contactless payment transactions using a mobile communication device as a stored value device

Program for alternative funding of employee and retiree benefits

Multiple Financial Institution Automated Teller Machine System and Method

Electronic payment and authentication system with debit and identification data verification and electronic check capabilities

MONEY TRANSFER SYSTEM GATEWAY SERVICE

INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE

Remote invoice and negotiable instrument processing

Prepaid transaction card activation system and method

SYSTEM AND METHOD FOR CALCULATING NET PAYMENT IN SOCIAL SERVICES

News induced automated electronic securities transactions

Multi-Merchant payment system

Wireless router system and method

System, program product, and associated methods to autodraw for micro-credit attached to prepaid card

System and method for automatic payment of financial obligations

System, program product, and associated methods to autodraw for micro-credit attached to prepaid card

Computer system and computerized method for processing account data

Image capture and identification system and process

RENTAL PROPERTY PAYMENT SYSTEM

Image capture and identification system and process

MATERIALS ANALYTICAL REVIEW AND REPORTING SYSTEM

System and method for facilitating large scale payment transactions

Pay request system

SYSTEM AND METHOD FOR DEBT PRESENTMENT AND RESOLUTION

Systems and methods for processing a payment coupon image

Systems and methods for capturing and processing payment coupon information

Methods and systems for automated generation of bills

System and method for managing restaurant customer data elements

Multi currency exchanges between participants of a networked-based transaction facility

Micro-payment system architecture

MANAGING CONSISTENT INTERFACES FOR CUSTOMER PROJECT INVOICING AGREEMENT, ENGINEERING CHANGE CASE, PRODUCT DESIGN, PRODUCT DESIGN VERSION HIERARCHY, AND PROJECT EXPENSE VIEW BUSINESS OBJECTS ACROSS HETEROGENEOUS SYSTEMS

Methods and systems for verifying customer supplied financial account information using debit and credit transactions

Methods and systems for processing a financial transaction

Expense tracking, electronic ordering, invoice presentment, and payment system and method

Method of delivering a pharmaceutical product via a medium

Medical payment system

PAYMENT IDENTIFICATION CODE AND PAYMENT SYSTEM USING THE SAME

Recurring transaction processing

Systems and methods for automatically collection of performance data in a multi-tenant database system environment

Healthcare point of service adjudication and payment system

METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES, AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT

Deposit for entity associated non-account holders

System and method for providing instant-decision, financial network-based payment cards

Scalable billing with de-duplication in aggregator

Card-Based Banking

System for processing a purchase request for goods or services

SYSTEM FOR ONLINE PURCHASING USING PRINTED CODED FORM

Method of an a Network Node in a Telecommunications System for Registering a Custody Relation for an Object of Custody

Apparatus and methods for providing a payment system over a network

Method and apparatus for configuring and establishing a secure credential-based network link between a client and a service over a data-packet-network

System and method for syndicated transactions

Systems and methods for facilitating the acquisition of content

Internet applications and services for rendering digital content

Smart television system having methods or means for accessing paid or subscribed digital content from the internet

METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES, AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT

METHODS AND APPARATUS FOR A FINANCIAL DOCUMENT CLEARINGHOUSE AND SECURE DELIVERY NETWORK

Automated Budget Management, Multiple Payment, and Payment Authority Management

Profile Advertisements

Private payment and purchasing system

Systems and methods to manage information

Consumer behaviors at lender level

Integrated systems for electronic bill presentment and payment

Method and system for paying directly at biller websites from within a bill pay website

Billing statement customer acquisition system

METHODS AND APPARATUS FOR A FINANCIAL DOCUMENT CLEARINGHOUSE AND SECURE DELIVERY NETWORK

METHODS AND APPARATUS FOR A FINANCIAL DOCUMENT CLEARINGHOUSE AND SECURE DELIVERY NETWORK

METHODS AND APPARATUS FOR A FINANCIAL DOCUMENT CLEARINGHOUSE AND SECURE DELIVERY NETWORK

ELECTRONIC INVOICE PRESENTATION AND PAYMENT SYSTEM

METHODS AND APPARATUS FOR A FINANCIAL DOCUMENT CLEARINGHOUSE AND SECURE DELIVERY NETWORK

System and Method for Adding Funds to a Prepaid Account for a Mobile Device Associated with Mulitple Communication Profiles

Providing a Conditional Allowance Within a Virtual Space

INTER-NETWORK INVOICING PAYMENT METHOD AND SYSTEM

DIRECT BILL PAYMENT APPARATUSES, METHODS AND SYSTEMS

Profile advertisements

PAYMENT SYSTEM TO FACILITATE TRANSACTIONS

System and method for issuer originated payments for on-line banking bill payments

Electronic financial management and analysis system and related methods

Investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund

Application Store for Shared Resource Computing

Image capture and identification system and process

Method, medium, and system for selecting a merchant for a trial mode of a service

Image capture and identification system and process

System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms

ACCESS OF AN ONLINE FINANCIAL ACCOUNT THROUGH AN APPLIED GESTURE ON A MOBILE DEVICE

Method and system for processing messages in a bill payment and presentment system over a communications network

Apparatus and method for bill presentment and payment

Provisioning system for network resources

Point of service third party financial management vehicle for the healthcare industry

Centralized transaction record storage

Payment management on mobile devices

Payment service to efficiently enable electronic payment

Method and system for processing internet payments using the electronic funds transfer network

Method and apparatus for facilitating purchase transactions across a network

Method, apparatus, and article to facilitate distributed evaluation of objects using electromagnetic energy

Optically imaging pen configured for calculating accurate nib positions

Account permanence

Method for processing internet point of sale payment using automated teller machine switch settlement

System of Online Trading Through Intermediary Platform and Methods Thereof

Mobile payments

Method and system for managing interactive communications campaigns with proactive payments

FINANCIAL ACCOUNT MANAGEMENT BASED ON SPECIFIED CRITERIA

WIRELESS JUKEBOX ORDERING AND ADMINISTRATION APPLICATION WITH RESTAURANT AND ADMINISTRATIVE SUPPORT

SERVICE STAGE FOR SUBSCRIPTION MANAGEMENT

BAR CODED MONETARY TRANSACTION SYSTEM AND METHOD

Payment account monitoring system and method

METHOD AND SYSTEM FOR PROCESSING MESSAGES IN A BILL PAYMENT AND PRESENTMENT SYSTEM OVER A COMMUNICATIONS NETWORK

Vehicular-based transactions, systems and methods

System and method for automated auctioning of web services

On-line payment transactions

Image capture and identification system and process

Metering and measuring point system for measuring and metering electrical energy and method

Wireless router system and method

CREDIT PROVISION SYSTEM AND METHOD

FRAUD PREVENTION USING CUSTOMER AND AGENT FACING DEVICES

System and method for processing single sale transactions involving one or more payors

Transaction velocity counting for fraud detection

Internet billing method

System, method, and apparatus for managing wastewater treatment installation

Method of authorizing automated banking machine use responsive to user data read from data bearing records

System and method for providing dispute resolution for electronic payment transactions

SYSTEMS AND METHODS FOR DETERMINING LOAN OPPORTUNITIES

Image capture and identification system and process

Cash handling facility management

SECURE MESSAGING SYSTEM

Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information

Method for processing internet point of sale payment using automated teller machine switch settlement

Internet billing method

Systems and Methods for Paying Invoices

INVOICE SYSTEM AND METHOD

System and method for legal billing in a networked environment

Global account reconciliation tool

System to recommend listing categories for buyer request listings

REVERSE PAYMENT TRANSACTION SYSTEM AND METHOD

Bill availability notification and billing information request

Integrated system and method for enabling mobile commerce transactions using active posters and contactless identity modules

Monitoring a Plurality of Merchant Gateway Devices

INTEGRATED SYSTEM AND METHOD FOR CAR POOLING USING SMART CARDS, GPS, GPRS, ACTIVE POSTER AND NEAR FIELD COMMUNICATION DEVICES

System and method for processing work products for vehicles via the world wide web

SYSTEMS AND METHODS FOR UNIFIED BILLING

Method of Reducing a Tax Liability Incurred by the Receipt of a Distribution Amount

DETERMINING TRUSTWORTHINESS AND FAMILIARITY OF USERS OF AN ELECTRONIC BILLING AND PAYMENT SYSTEM

Enhanced invitation process for electronic billing and payment system

System and method for virtually staging property

Financial Document Request and Retrieval

Method and apparatus for distribution of money transfers

Message broadcasting network usage billing system and method

APPROVAL AND PAYMENT PORTAL

CUSTOMER-SELECTED PAYMENT CLEARINGHOUSE

Displaying Menu Options

Displaying an Environment and Related Features on Multiple Devices

Playing multimedia content on multiple devices

Enhanced invitation process for electronic billing and payment system

SMART ON-LINE FILING SYSTEM

Selecting a Device to Display Content

Systems and methods for controlling payment processing

Systems and methods for controlling payment processing

DATA STORAGE AND PROCESSOR FOR STORING AND PROCESSING DATA ASSOCIATED WITH DERIVATIVE CONTRACTS AND TRADES RELATED TO DERIVATIVE CONTRACTS

ENHANCED ELECTRONIC ANONYMOUS PAYMENT SYSTEM

Method for estimation of a payment for an existing report based on subsequent reports which provides incentives for reporters to report truthfully

Concurrent Use of Multiple User Interface Devices

Playing Multimedia Content on a Device Based on Distance from Other Devices

Systems, methods, and computer products for processing payments using a proxy card

Data source independent interface for an electronic bill presentment and payment system

Method for electronic transaction settlement

System and method for resolving transactions with lump sum payment capabilities

System and method for resolving transactions employing goal seeking attributes

System and method for resolving transactions using weighted scoring techniques

Computerized national online parcel-level map data portal

Advanced data integrity

Interactive bill payment center

System and method for resource management

Systems and methods to route messages to facilitate online transactions

Payment service capable of being integrated with merchant sites

Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation

OPTICALLY IMAGING PEN FOR CAPTURING CONTINUOUS NIB FORCE DATA IN RESPONSE TO CONTROL DATA

METHOD OF CAPTURING INTEREST ON THE VALUE OF TRANSFERRED MONETARY RIGHTS MANAGED ON AN INTERNET-BASED MONETARY RIGHTS TRANSFER NETWORK, AND ASSOCIATED WITH AN AMOUNT OF MONEY HELD IN AN ACCOUNT AND HAVING A MONETARY VALUE REPRESENTED ON A STORED VALUE DEVICE

METHOD OF CAPTURING INTEREST ON THE VALUE OF TRANSFERRED MONETARY RIGHTS MANAGED ON AN INTERNET-BASED MONETARY RIGHTS TRANSFER NETWORK

System and method for temporarily enabling proprietary transit payments on a hotel room key

Determining a payment strategy

Financial server, IC card terminal, and financial information processing method

AUTOMATED DROP-OFF ASSISTANCE SYSTEM AND METHOD

Dynamic centralized unit determination in a credit control charging system

Dynamic hosted shopping cart

TARGETING MESSAGES

Business process automation in a health plan organization

Systems for provision of remote services

NAVIGATION DEVICE AND METHOD OF IMPLEMENTING AUDIO FEATURES IN A NAVIGATION DEVICE

Retail sale money transfer system

Method and system for providing online records

Establishing an interactive environment for rendered documents

Real time account update

System and method for a private and secure payment system using a merchant sales terminal

Method and system for using reward points to liquidate products

DIAGNOSTICS BENEFITS MANAGEMENT AND DECISION SUPPORT SYSTEM, AND ASSOCIATED METHOD AND COMPUTER-READABLE STORAGE MEDIUM

Systems and methods for facilitating call request aggregation over a network

METHODS, APPARATUS, AND SYSTEMS FOR SUPPORTING PURCHASES OF GOODS AND SERVICES VIA PREPAID TELECOMMUNICATION ACCOUNTS

Merchant alerts incorporating receipt data

Method of authorizing automated banking machine use responsive to user data read from data bearing records

Internet billing method

METHODS, APPARATUS, AND SYSTEMS FOR SUPPORTING PURCHASES OF GOODS AND SERVICES VIA PREPAID TELECOMMUNICATION ACCOUNTS

METHODS, APPARATUS, AND SYSTEMS FOR SUPPORTING PURCHASES OF GOODS AND SERVICES VIA PREPAID TELECOMMUNICATION ACCOUNTS

METHOD AND APPARATUS FOR CONSUMER INTERACTION BASED ON SPEND CAPACITY

Method and apparatus for providing and processing installment plans at a terminal

Systems and methods for generating payment due notifications

Flexible and adaptive accrual method and apparatus for calculating and facilitating compliance with taxes and other obligations

Methods, apparatus, and systems for supporting purchases of goods and services via prepaid telecommunication accounts

MERCHANT ALERTS INCORPORATING RECEIPT DATA

Wireless network access prepayment systems and methods

Systems and methods for processing medical claims

Zero-minute virus and spam detection

Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account

System and method for selection of payment systems from a payment system directory to process a transaction

SYSTEMS AND METHODS FOR MANAGING AND/OR RECOMMENDING THIRD PARTY PRODUCTS AND SERVICES PROVIDED TO A USER

METHOD FOR VARYING RESOURCES AT A CALL CENTER BASED UPON PREDICTED CALL CENTER VOLUME

Navigation device and method for conveying information relationships

System and Method for Providing Secure Retirement Benefits Via a Conversion Process

Method and apparatus for providing retirement income benefits