Generating a software license knowledge base for verifying software license compliance in cloud computing environments

System and method for linked account having sweep feature

Methods and systems for adjusting account terms based on purchase transaction information

Redirecting to a book website

System, method, and computer program product for saving and investing through use of transaction cards

Construction payment management system and method with lien waiver exchange features

Method and system for cross-issuer registration of transaction cards

Method and system for completing a transaction between a customer and a merchant

Social License for Interactive Applications and Content

System and method for a private and secure financial transaction system using a central system

ELECTRONIC SETTLEMENT METHOD

Processing payment transactions between enterprise resource planning systems

System and method for providing intelligent market data snapshots

System, program product, and method for debit card and checking account autodraw

Method and system for a deferred variable annuity with benefit payments as a function of an age-based withdrawal percent

Financial transaction system with integrated electronic messaging, control of marketing data, and user defined charges for receiving messages

Method and system for automatically harmonizing access to a software application program via different access devices

Consumer behaviors at lender level

System for electronic transaction settlement

Systems, Methods and Computer Program Products for Payment Processing

System and method payment allocation and processing of bankruptcy claims

PAYMENT APPLICATION ON CLIENT DEVICE

Multi-function transaction device

Secure mobile-based financial transactions

SYSTEM AND METHOD FOR DYNAMIC PRICE SETTING AND FACILITATION OF COMMERCIAL TRANSACTIONS

Method of interacting with printed substrate

Method for Digitally Labelling Websites

System and method for a private and secure payment system between two parties using a central system

System and method for a private and secure merchant payment system using a mobile wireless device

System and method for a private and secure financial transaction system using an ATM

Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer

SYSTEM AND METHOD FOR NON-CREDIT CARD BILLERS TO ACCEPT CREDIT CARD PAYMENTS

SYSTEM AND METHOD FOR FUNDING A PREPAID CARD ACCOUNT WITH A LOAN

System for the centralized storage of wireless customer information

Automated payment system and method

UNIVERSAL POSITIVE PAY MATCH, AUTHENTICATION, AUTHORIZATION, SETTLEMENT AND CLEARING SYSTEM

Client compliance system

Pay for use and anti counterfeit system and method for ink cartridges and other consumables

INTEGRATED PROFILE AND PAYMENT EXCHANGE

System and method for offering and managing online purchasing card transactions

Handheld device for capturing text from both a document printed on paper and a document displayed on a dynamic display device

Method for digitally labelling websites

Method for digitally labelling websites

Secure networked transaction system

VENDOR PAYMENT CONSOLIDATION SYSTEM

Electronic Funds Transfer

ELECTRONIC DRAFT CAPTURE

Systems, methods, and devices for combined credit card and stored value transaction accounts

Methods and systems for electronic bill presentment and payment

Systems and Methods to Facilitate Online Transactions

Short codes for bill pay

Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services

Language translation in an environment associated with a virtual application

NEAR FIELD COMMUNICATION AND NETWORK DATA/PRODUCT TRANSFER

System and method for executing cash payments via a computer network

System for automatically transferring account information, such as information regarding a financial services account

SYSTEM AND METHOD FOR AUTOMATIC ANALYSIS OF RATE INFORMATION

Charitable organization implemented through an interactive social media networking community website

Method of authorizing automated banking machine use responsive to user data read from data bearing records

Systems and methods for the payment of customer bills utilizing payment platform of biller

Method and system for providing local information over a network

Automated transaction machine

Method and system for an integrated approach to collections cycle optimization

Method and system for integrated professional continuing education related services

Systems and methods for processing benefits

System, program product, and method for debit card and checking account autodraw

REAL TIME ACCOUNTS PAYABLE WEB SERVICE

System for procuring business in an e-commerce environment

Method and system for integrated professional continuing education related services

Shared royalty platform for content royalty management

Remote Electronic Payment System

Direct currency conversion

Financial Collaboration Networks

Simultaneous real-time access to financial information

Method and system for character recognition

REAL-TIME CHARGE CALCULATION SYSTEM

Method and system for measuring exposure of an investment fund to an issuer of financial assets

Method for future payment transactions

System and method for facilitating a financial transaction with a dynamically generated identifier

Systems and methods for processing purchase transactions between mobile phones

System and method for manufacturing a punch-out RFID transaction device

SEEDLESS ANTI PHISHING AUTHENTICATION USING TRANSACTION HISTORY

System and Method for Secure Third-Party Development and Hosting within a Financial Services Network

Systems and methods to accelerate transactions

PAYMENT METHOD AND SYSTEM

Method and apparatus for money transfer

Enforcement of network service level agreements

SYSTEM AND METHOD FOR FACILITATING PAYMENT TRANSACTIONS

IMPORT/EXPORT TRANSACTION FACILITY

COMPUTER-IMPLEMENTED METHODS OF PROCESSING PAYMENTS FOR A MERCHANT SELLING GOODS OR SERVICES TO A CONSUMER

System and method for enhancing financial institution revenues through acceleration of debit processing

System and a machine-readable medium for processing an on-line payment without authenticating the user

Credit allocation system

System, method, and computer program product for selecting and presenting financial products and services

System and method for web-based claim management

Systems and methods for secure transaction management and electronic rights protection

Matching Merchant Names from Transaction Data

Systems and Methods for Secure Transaction Management and Electronic Rights Protection

Multiple Payments at One Click

Mobile payment system

AUTOMATIC MODIFICATION OF WEB PAGES

System and method for pricing of merchant accounts

Processes and systems employing multiple sources of funds

AUTOMATED MEDIA AND CONTENT REPORTING SYSTEM FOR BROADCAST MEDIA

Financial cards and methods for per-transaction personal financial management

ACCOUNT ALIAS DATA REPOSITORY

PAYMENT TRANSACTIONS USING PAYEE ACCOUNT ALIASES

Authorization verification system

Method and system for providing order status information using an update status flag

Consolidated payment account system and method

CUSTOMER ON-BOARDING SYSTEM

System and method for facilitating and monitoring provisioning of wireless devices

MOBILE TRANSACTIONS USING ACCOUNT ALIASES

Pay yourself first with revenue generation

System and method for offering risk-based interest rates in a credit instutment

PAY YOURSELF FIRST WITH REVENUE GENERATION

Method and system for using reward points to liquidate products

Systems and methods for monitoring the status of medical claims

Dynamic aggregation of insurance premiums

DYNAMIC ADJUSTMENT OF INSURANCE PREMIUMS

On-line payments facility

ELECTRONIC PAYMENT TRANSACTION SYSTEM

TRANSACTION AGGREGATION ENGINE

Wireless communication device account payment notification systems and methods

Systems and methods for providing a trading interface

Financial management system

SAME SCREEN QUICK PAY BUTTON

Methods and apparatus for freshness and completeness of information

Early-payment discount for e-billing system

Electronic payment delivery service

DOCUMENT AND IMAGE PROCESSING

System for selecting and purchasing assets and maintaining an investment portfolio

Payment service to efficiently enable electronic payment

PAY YOURSELF FIRST WITH REVENUE GENERATION

SYSTEMS AND METHODS FOR PROVIDING A TRADING INTERFACE

Anti-crimes financial network

System and method for competitive pricing and procurement of customized goods and services

Flexible advertiser billing system with mixed postpayment and prepayment capabilities

PAY YOURSELF FIRST WITH REVENUE GENERATION

Systems and methods for travel, asset, and personnel information and risk management

Electronic payment and authentication system with debit and identification data verification and electronic check capabilities

METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT

VIRTUAL SHARED ACCOUNT

Multi currency exchanges between participants of a network-based transaction facility

Consumption Investment System

Systems and methods to add funds to an account via a mobile communication device

DYNAMIC ADJUSTMENT OF INSURANCE COVERAGE

System and method for prepurchased replenishment of pharmaceuticals

Managing an investment vehicle

M-commerce virtual cash system, method, and apparatus

Aggregated postal billing and payment methods and systems

System and method for waterfall prioritized payment processing

Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account

Contract management system

Automation of auditing claims

Method and Apparatus for Analyzing Financial Data

PAY YOURSELF FIRST WITH REVENUE GENERATION

Systems and methods for implementing person-to-person money exchange

Recurring transaction processing

Recurring transaction processing

PAY YOURSELF FIRST WITH REVENUE GENERATION

PAY YOURSELF FIRST WITH REVENUE GENERATION

Method and system to create and distribute excess funds from consumer spending transactions

Accounts payable process

Recurring transaction processing

MICROPAYMENT AND WEBSITE CONTENT CONTROL SYSTEMS AND METHODS

Switching functions for mobile payments system

System and method for consumer control over card-based transactions

Method and system for cash remittances using a two country banking structure

Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange

Billing workflow system for crediting charges to entities creating derivatives exposure

Systems and methods for processing benefits

Apparatus and methods for providing a payment system over a network

PAPERLESS CHECKING TRANSACTIONS

Proximity purchase ringtones

Multiple balance state account processing

STORING TRANSACTION DETAILS FOR MOBILE TELEPHONE TOP UPS VIA AUTOMATIC TELLER MACHINES

Invoicing system

Network adapted for mobile devices

Systems and methods for flow signature formation and use

System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms

AUTHORIZATION OF PAY USAGE OF ELECTRICITY BY NON-PREMISE MOBILE ELECTRICITY CONSUMERS

Construction payment management system and method with hierarchical invoicing and direct payment features

System and method for legal document authoring and electronic court filing

Sharing of presets for visual effects or other computer-implemented effects

Wireless Trading System And Method Of Using The Same

Computer-based payment transaction system and repository

System and method for providing extra lines of credit

METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT

METHOD AND SYSTEM FOR WIRELESS INTERNET PAYMENT USING MOBILE TERMINAL

Electronic Item Management and Archival System and Method of Operating the Same

Construction payment management system and method with budget reconciliation features

Managing controlled content on a web page having revenue-generating code

Dating service system and method increasing member profile development and reducing unwanted communications

METHOD AND SYSTEM FOR DEALING WITH NON-PAYING BIDDERS RELATED TO NETWORK-BASED TRANSACTIONS

Automated consumer to business electronic marketplace system

PRODUCTS AND PROCESSES FOR MANAGING REVENUE SHARING

Method of interacting with printed form

METHODS AND SYSTEMS FOR CHECK OR ELECTRONIC BILL PAYMENT USING PORTIONAL CREDITING FROM ADDITIONAL AVAILABLE CASH AND CREDIT BALANCES

System and Method of Transferring Reservations for Transportation Services

SYSTEM AND METHOD FOR DYNAMIC FOB SYNCHRONIZATION AND PERSONALIZATION

Interactive transaction center interface

Mobile collection application

Data processing system for pricing, costing and billing of financial transactions

CUSTOMIZABLE PAYMENT AND METHOD

System and Method For Managing Account Receivables

REMOTE WEB SERVICE APPLIANCE FOR POINT OF SALE ACTIONS

Point of service transaction management for service facilities

INVOICING SYSTEM

INVOICING SYSTEM

Program for alternative funding of employee and retiree benefits

SYSTEMS, METHODS, AND MACHINE-READABLE MEDIUMS FOR PROVIDING REAL-TIME DATA OF COMMERCIAL AND FINANCIAL ACTIVITY OF A BUSINESS TO A FINANCIAL INSTITUTION TO GUIDE CREDIT OPERATIONS AND RISK MANAGEMENT

SYSTEMS, METHODS AND MACHINE-READABLE MEDIUMS FOR SUBMITTING ELECTRONIC LOAN APPLICATIONS TO A LENDING INSTITUTION WITH REAL-TIME COMMERCIAL AND FINANCIAL DATA

Construction payment management system and method with budget reconciliation features

Directing payments to satisfy periodic financial obligations

SYSTEMS, METHODS AND MACHINE-READABLE MEDIUMS FOR MANAGING COMMITMENTS AND ACCOUNT RECEIVABLES

Method and system for processing and collecting real estate loan payoffs from physically remote locations using ACH and RDC

SYSTEMS, METHODS AND MACHINE-READABLE MEDIUMS FOR CONSOLIDATING FINANCIAL INFORMATION FROM MULTIPLE ACCOUNTS MAINTAINED WITH A PLURALITY OF FINANCIAL INSTITUTIONS

Method and system of online shopping via third party using blog

PAYMENT PROVIDER MONITORED PAYMENT BUTTON

Voucher system and method of use

Redemption of Reward Points as Cash and Deposit of Cash to Checking, Savings or Other Accounts

METHOD AND APPARATUS FOR ASSOCIATING ADVERTISING CONTENT WITH COMPUTER ENABLED MAPS

Methods and systems for verifying customer supplied financial account information using debit and credit transactions

M-commerce virtual cash system, method, and apparatus

LIFE-STAGE INSURANCE

Price improvement in electronic trading system

Method and system of managing a borrower's loan obligations

Methods and systems for automated generation of bills

Secure Item Purchasing And Fraud Avoidance System

APPLICATION PRODUCTS WITH IN-APPLICATION SUBSEQUENT FEATURE ACCESS USING NETWORK-BASED DISTRIBUTION SYSTEM

System for clearing financial transactions

Systems and methods to process user initiated transactions

Internet billing method

Application Products with In-Application Subsequent Feature Access Using Network-Based Distribution System

Method and system for providing, administering, and coordinating a dual-purpose profit sharing plan

Systems and methods for secure transaction management and electronic rights protection

Internet billing method

Systems and Methods for Providing Responses to Requests from Users of an Entertainment System

Electronic transcript generator

Metered electrical charging station with integrated expense tracking and invoice capabilities

Computer program product for implementing investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund

Online Payment System and Method

Methods, systems and agreements for increasing the likelihood of repayments under a financing agreement for renewable energy equipment

AUTHORIZATION AND CAPTURE WITH MULTIPLE CURRENCIES

PATIENT CREDIT BALANCE ACCOUNT ANALYSIS, OVERPAYMENT REPORTING, AND RECOVERY TOOLS

Money management network

Method, device, and system for completing on-line financial transactions

Method And Apparatus For Managing Shipping And Advertisement Information In A Communications Environment

Method of interacting with printed substrate

BILL PAYMENT MANAGEMENT

System and Method for Providing a Cash Advance

Edge attribute aggregation in a directed graph

Transfer instrument

Methods, systems, and products for providing electronic media

System and method to provide gesture functions at a device

Ticket trading method

Systems and methods for remote vehicle rental with remote vehicle access

Integrated system and method for enabling mobile commerce transactions using “contactless identity modules in mobile handsets”

SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR OPTIMIZING ROUTING OF FINANCIAL PAYMENTS

SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR IMPROVING FOREIGN CURRENCY EXCHANGE IN A COMPREHENSIVE PAYMENT HUB SYSTEM

LICENSE ENFORCEMENT

GREEN POWER PAYMENT DEVICE

Systems, methods and computer program products for managing payment processes in a comprehensive payment hub system

INCENTIVES ASSOCIATED WITH LINKED FINANCIAL ACCOUNTS

Methods and apparatus for playback of an electronic file

Mobile computing device network of multi-vendor, multi-interface computers

Systems, methods and computer program products for standardization of payment requests to facilitate comprehensive payment hub processing

ARRANGEMENTS FOR DERIVING FINANCIAL BENEFITS FROM EQUITY OWNED IN PROPERTY

Method and system to connect consumers to information

Methods and apparatus for funding transactions using debit cards issued by one institution and funds from accounts at other institutions

Method and system for transferring electronic funds

Reserve account mortgage method and system

Method and system for an inter-financial institution transactional network

Pre-funding system and method

AUTOMATED PAYMENT TRANSACTION SYSTEM

Electronic deferred check writing system

Methods and systems for netting of payments and collateral

Method and apparatus for configuring and establishing a secure credential-based network link between a client and a service over a data-packet-network

Push payment system and method including billing file exchange

Methods and apparatus for electronic file playback

ELECTRONIC PAYMENT TRANSACTION SYSTEM

Method and system for crediting multiple merchant accounts on a single bill

HTTP trigger for out-of-protocol action

Providing sponsored content in virtual environments

System for anonymous communication via interactive surface

Methods, devices and bank computers for consumers using communicators to wire funds to sellers and vending machines

PAY YOURSELF FIRST WITH COMMUNITY KNOWLEDGE

Router-based remittance systems and methods

System to provide buyer wanted request listings

Methods, devices and bank computers for consumers using communicators to wire funds to sellers and vending machines

Automated device provisioning and activation

Virtual service provider systems

Device assisted service profile management with user preference, adaptive policy, network neutrality, and user privacy

Open development system for access service providers

Simplified service network architecture

Verifiable service policy implementation for intermediate networking devices

Systems and methods to facilitate electronic payments

PAYMENT APPLICATION FRAMEWORK

Reuse of an EBP Account Through Alternate Authentication