193085 ⎘
Payment architectures, schemes or protocols; Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems Bill distribution or payments
SYSTEM AND METHOD FOR MANAGING ALLOCATION OF FUNDS BETWEEN A PLURALITY OF ENTITIES
#3902Open transaction central billing system
#3903Verifiable device assisted service usage monitoring with reporting, synchronization, and notification
#3904Device assisted ambient services
#3905Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation
#3906Method and apparatus for data recipient storage and retrieval of data using a network communication device
#3907TRANSACTION SYSTEM FOR CHARITABLE FUND RAISING, WITH TAX BENEFIT
#3908METERED RECHARGING SYSTEM
#3909Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account
#3910Network based ambient services
#3911System and method for optimized flight planning
#3912Roaming services network and overlay networks
#3913Verifiable and accurate service usage monitoring for intermediate networking devices
#3914Verifiable service billing for intermediate networking devices
#3915Network tools for analysis, design, testing, and production of services
#3916Service profile management with user preference, adaptive policy, network neutrality and user privacy for intermediate networking devices
#3917Network based service policy implementation with network neutrality and user privacy
#3918Network based service profile management with user preference, adaptive policy, network neutrality, and user privacy
#3919Verifiable device assisted service policy implementation
#3920COMPATIBILITY SCORING OF USERS IN A SOCIAL NETWORK
#3921Network service for modularly constructing a software defined radio
#3922Order-resource fulfillment and management system and approach
#3923Electronic cargo payment system
#3924SYSTEM AND METHOD FOR NORMALIZING SERVICE USAGE DATA
#3925SYSTEM AND METHOD FOR COMPARING ALTERNATIVE COMBINED INTERNET, TELEVISION, AND TELEPHONE SERVICE PLANS
#3926SYSTEM AND METHOD FOR COMPARING ALTERNATIVE SAVINGS ACCOUNTS OFFERINGS
#3927SYSTEM AND METHOD FOR COMPARING ALTERNATIVE WIRELESS SERVICE OFFERINGS
#3928METHOD FOR DETERMINING A PERSONALIZED TRUE COST OF SERVICE OFFERINGS
#3929SYSTEM AND METHOD FOR NORMALIZING ALTERNATIVE SERVICE PLANS
#3930SYSTEM AND METHOD FOR COMPARING ALTERNATIVE SERVICE OFFERINGS
#3931DECISION ENGINE FOR APPLYING A MODEL TO A NORMALIZED ALTERNATIVE SERVICE OFFERING DATASET
#3932Data capture from rendered documents using handheld device
#3933METHOD FOR PERSONALIZED ALERTS FOR ALTERNATIVE SERVICE OFFERINGS BASED ON PERSONALIZED USAGE PROFILES IN A CHANGING MARKET
#3934System and method for facilitating the handling of a dispute using disparate architecture
#3935DIGITAL CONTENT DELIVERY SYSTEMS AND METHODS AND RELATED MACHINES
#3936Method and systems for generating dynamic rewards currency values
#3937Capturing text from rendered documents using supplemental information
#3938Peer-to-peer telephone system
#3939System, method and apparatus that isolate virtual private network (VPN) and best effort traffic to resist denial of service attacks
#3940Method and system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent
#3941Method and apparatus for initiating a funds transfer using a mobile device
#3942Pay yourself first with user guidance
#3943Integrated file structure useful in connection with apparatus and method for facilitating account restructuring in an electronic bill payment system
#3944System and method for integrating billing information from alternate energy sources with traditional energy sources
#3945Metered delivery of wireless power
#3946Payment system
#3947Method and System for Awarding Points for Purchases for Purposes of Providing Humanitarian Aid
#3948Gesture exchange via communications in virtual world applications
#3949METHOD AND APPARATUS FOR FACILITATING PROVIDER PAYMENT
#3950Resource management tool
#3951Universal merchant platform for payment authentication
#3952Location-based money transfer
#3953System and method for interactively simulating a credit-worthiness score
#3954MOBILE PAYMENT METHOD AND SYSTEM USING THE SAME
#3955Categorization of summarized information
#3956ALARMING SYSTEM AND METHOD FOR PROTECTING MALICIOUS ACCESS TO BANK ACCOUNTS
#3957System and method for using symbol command language within a communications network
#3958METHODS AND SYSTEMS FOR PAYING A BILL USING A TRANSACTION CARD ACCOUNT
#3959Money transfer systems and methods
#3960Methods, apparatus and computer program products for interfacing automatic bill payment systems with card issuer database systems
#3961Systems and methods for charging an electric vehicle using broadband over powerlines
#3962System and method for roaming billing for electric vehicles
#3963System and method for electric vehicle charging and billing using a wireless vehicle communication service
#3964Systems and methods for delivering energy to an electric vehicle with parking fee collection
#3965Systems and methods for prepaid electric metering for vehicles
#3966Electronic lockbox using digitally originated checks
#3967Methods, systems and computer code for finding outlier hyper cells in multidimensional hierachical data sets
#3968System and method for providing dispute resolution for electronic payment transactions
#3969System and method for wireless ordering using speech recognition
#3970A METHOD FOR THE UPKEEP OF A RESIDENCE
#3971PATRON EXPERIENCE MANAGEMENT SYSTEM
#3972Using a mobile device for point of entry NFC transactions
#3973Spending vehicles for payments
#3974SYSTEM FOR AND METHOD OF COLLECTION OF GOVERNMENT AND EDUCATIONAL PAYMENTS, INCLUDING A CONVENIENCE FEE, USING PAYMENT CARDS
#3975SINGLE PAGE ON-LINE CHECK-OUT
#3976Annuity interface and system in an intellectual property database
#3977Making Payment Using Communication Client
#3978Point code to billing ID
#3979PAY YOURSELF FIRST WITH AUTOMATED DATA INPUT
#3980Method and system for the distribution of software products
#3981SYSTEMS AND METHODS FOR PROVIDING INFORMATION SERVICES
#3982SYSTEMS AND METHODS FOR ELECTRONICALLY REPORTING FINANCIAL INFORMATION AND NOTIFICATIONS
#3983Method and apparatus for providing order queue information
#3984Apparatus and method of a distributed capital system
#3985PAYMENT TRANSACTION PROCESSING FOR MOBILE COMPUTING DEVICES
#3986Spending vehicles for payments
#3987System and Method for Providing Credit Card with Back-End Payment Filtering
#3988System and method for payer (buyer) defined electronic invoice exchange
#3989Method and system for identifying fraudulent account activity
#3990Method and apparatus for ordering goods, services and content over an internetwork
#3991Method and apparatus for ordering goods, services and content over an internetwork
#3992Merchant performance rating for payments on account
#3993System and method for executing cash payment via a computer network
#3994System and apparatus for transaction fraud processing
#3995Method and system for an online-like account processing and management
#3996METHODS AND ARRANGEMENTS INVOLVING ADAPTIVE AUDITING AND RATING FOR DISPARATE DATA PROCESSING
#3997Network accessible funds transfer system
#3998MONEY TRANSFER PAYMENTS FOR MOBILE WIRELESS DEVICE POSTPAID SERVICES
#3999Architectural design for selling project-based services application software
#4000SERVICE MANAGEMENT SYSTEMS AND ASSOCIATED METHODS
#4001Architectural design for manual invoicing application software
#4002METHOD AND SYSTEM FOR TRACKING AND REPORTING EMISSIONS
#4003Systems and methods for facilitating the acquisition of content
#4004System and method for expert service providers to provide one on one chat advice services through unique empowered independent agents to consumers
#4005Construction payment management system and method with real-time draw notification features
#4006MONEY TRANSFER PAYMENTS FOR MOBILE WIRELESS DEVICE PREPAID SERVICES
#4007Method for selecting a merchant for a trial mode of a service
#4008Method and System of Promoting Alternate Dispute Resolution
#4009Point of service transaction management for service facilities
#4010Biller focused business to business electronic invoice presentment and accounts receivables reconciliation system
#4011Systems and methods for analysis of portfolio returns and trade cost measurement based on fiduciary roles
#4012System and methods for automating product returns
#4013System and method for card processing with automated payment of club, merchant, and service provider fees
#4014SYSTEMS AND METHODS FOR FACILITATING SHARING OF EXPENSES OVER A NETWORK
#4015System and method for automatically registering a product
#4016System and method for providing automated secondary purchase opportunities to consumers
#4017METHOD AND SYSTEM FOR ORDERING FOOD BY USING RFID
#4018Secure authentication and payment system
#4019AUTOMATED DOCUMENT CASHING SYSTEM
#4020AUTOMATED DOCUMENT CASHING SYSTEM
#4021Automated document cashing machine and method
#4022AUTOMATED DOCUMENT CASHING SYSTEM
#4023System and Method for Selectable Funding of Electronic Transactions
#4024METHODS AND SYSTEMS FOR PROVIDING CASH ALTERNATIVE DEBITING AND ACCOUNTING FUNCTIONS FROM ASSOCIATED CASH AND CREDIT, OR CREDIT, ACCOUNTS
#4025Storage battery, storage battery accommodation device, storage battery charging device, and usage amount payment settlement device for storage battery
#4026System and method for providing instant-decision, financial network-based payment cards
#4027Party payment system
#4028Secure authentication and payment system
#4029System, method and computer readable medium for billing tolls
#4030Online therapy database
#4031Electric power grid control using a market-based resource allocation system
#4032Beverage holder having a chip unit for performing payment transactions
#4033Distributing resources in a market-based resource allocation system
#4034Using one-way communications in a market-based resource allocation system
#4035Method and system for delivering and accessing files
#4036FINANCIAL TRANSACTIONS SYSTEMS AND METHODS
#4037Using bi-directional communications in a market-based resource allocation system
#4038Automated document cashing system
#4039Product level payment network acquired transaction authorization
#4040Automatic restitution of transaction fees, punishment of non-paying bidders, and management of appeals
#4041Apparatus and method for bill payment card enrollment
#4042Method and system for transferring stored value
#4043Credit card supported electronic payment
#4044Dual Source Remittance Processing
#4045Methods and Systems for the Determination and Display of Payment Lead Time in an Electronic Payment System
#4046Payment system for electronic data
#4047SYSTEM AND METHOD FOR ADMINISTERING INSURANCE ACCOUNTS
#4048Methods, systems, and computer-readable-mediums for managing rollover usage units of communication services
#4049METHOD AND SYSTEM FOR MOBILE BANKING AND MOBILE PAYMENTS
#4050Method and apparatus pertaining to metrics-based prioritization of billing exceptions
#4051Arrangement and Method for Providing Data
#4052METHODS AND SYSTEMS FOR AUTOMATED PAYMENTS
#4053System and method for differential payment
#4054SYSTEM AND METHOD FOR BANKING
#4055Life insurance products under a single approved form
#4056System and method for identifying billing errors
#4057Collaborative Negotiation Methods, Systems, and Apparatuses for Extended Commerce
#4058SYSTEM AND METHOD FOR MEDIA CONTENT DISTRIBUTION
#4059Method of authorizing automated banking machine use responsive to user data read from data bearing records
#4060Methods, systems and computer program products for a cloud computing spot market platform
#4061Network based configuration of a system using software programs generated based on a user specification
#4062PAYMENTS WITH VIRTUAL VALUE
#4063Proxy-based payment system for portable objects
#4064COMPREHENSIVE METHOD FOR INCREASING CREDIT SCORES
#4065PHONE AND METHOD OF USING THE PHONE FOR BENEFICIARY INITIATED PAYMENTS
#4066BENEFICIARY INITIATED P2P, P2B PAYMENT MODEL
#4067MANAGING SPONSORED CONTENT BASED ON DEVICE CHARACTERISTICS
#4068Click through rate prediction system and method
#4069Database for financial market data storage and retrieval
#4070Third-Party Billing System and Method
#4071HOSTING PLATFORM
#4072METHOD FOR FINANCIAL FORECASTING FOR ASSOCIATIONS USING ACTUARIAL OPEN GROUP SIMULATION
#4073METHOD AND SYSTEM FOR MANAGING CREDIT FOR SUBSCRIBERS OF MOBILE COMMUNICATIONS SERVICES
#4074Method and system for tracking and reporting emissions
#4075Method and system for processing financial instrument deposits physically remote from a financial institution
#4076Non-reversible payment processing
#4077Method and apparatus for value and or revenue sharing by commerce participants
#4078WIRELESS NUMBER RISK SCORES FOR USE WITH MOBILE PAYMENTS
#4079Method and system for tracking and reporting emissions
#4080RESOURCE-ALLOCATION PROCESSING SYSTEM AND APPROACH WITH RESOURCE POOLING
#4081Method for digitally labelling websites
#4082LICENSING MEDIA CONSUMPTION USING DIGITAL CURRENCY
#4083Method and system for dynamically adjusting discount rates for a card transaction
#4084Masked Data Transaction Database
#4085Integrated wireless and wireline billing and services management
#4086PAYMENT APPLICATION FRAMEWORK
#4087METHOD AND SYSTEM FOR PERFORMING LEGAL SERVICES OVER THE INTERNET
#4088Payment application framework
#4089SYSTEM AND METHOD FOR ANNUITY PROCESSING
#4090Payment processing device signature verification
#4091FINANCIAL DOCUMENT PROCESSING SYSTEM
#4092Multi-company business accounting system and method for same including account receivable
#4093Billing system for information dispersal system
#4094Automated energy transfer calculation and compensation
#4095Music reproducing system for collaboration, program reproducer, music data distributor and program producer
#4096Method, system and computer-readable medium for personalized gadget configuration
#4097Methods of rendering recommended media assets to a user by employing a handheld media player
#4098FINANCIAL DOCUMENT PROCESSING SYSTEM
#4099KIOSK BASED PURCHASING SYSTEM
#4100Methods for Processing Online Loan Applications
#4101System and Method for Conducting Auctions
#4102Automated transaction processing system and approach
#4103Payment service to efficiently enable electronic payment
#4104Method and system for processing internet payments using the electronic funds transfer network
#4105SYSTEM AND METHOD FOR MEDIATING ADMISSION FO FOREIGN EDUCATION AGENCY
#4106SYSTEMS AND METHODS FOR PROVIDING DISTRIBUTIONS TO ASSOCIATION MEMBERS BASED ON AFFINITY PROGRAMMING
#4107Virtual health care needs fulfillment system
#4108Collaboration framework for modeling
#4109FINANCIAL DOCUMENT PROCESSING SYSTEM
#4110Forest Factory Valuation Model
#4111FACTORING SYSTEM AND METHOD
#4112Computer architecture for managing courseware in a shared use operating environment
#4113Energy transaction broker for brokering electric vehicle charging transactions
#4114Multi-company business accounting system and method for same including financial reporting
#4115Online shopping system and method for use offline, and apparatuses applied to the same
#4116TELEPHONE-BASED COMMERCE SYSTEM AND METHOD
#4117Interactive Computer Implemented Website System and Its Method of Use
#4118Bill Payment Card Method and System
#4119Money Movement Network Hub System
#4120Money Movement Network Method
#4121Electronic bill payment with variable payment options
#4122Techniques for reconciling billed expenses with provisions of a lease agreement
#4123Reverse rating system for determining duration of a usage transaction
#4124System and Method for On-Line Exchange and Trade of Information
#4125Account holder demand account update
#4126Multi-company business accounting system and method for same including account payable
#4127Flexible and adaptive accrual method and apparatus for calculating and facilitating compliance with taxes and other obligations
#4128SYSTEM AND METHOD FOR REVENUE SHARING WITH A FITNESS CENTER
#4129SECURE EMAIL
#4130Zero-minute virus and spam detection
#4131Transaction processing using a global unique identifier
#4132MULTI-COMPANY BUSINESS ACCOUNTING SYSTEM AND METHOD FOR SAME INCLUDING ACCOUNT BALANCE
#4133Multi-company business accounting system and method for same including journals
#4134MULTI-COMPANY BUSINESS ACCOUNTING SYSTEM AND METHOD FOR SAME INCLUDING SECURITY
#4135Capital-adequacy filing and assessment system and method
#4136SMART DATA SUBSURFACE DATA REPOSITORY SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT
#4137Intra-premises content and equipment management in a femtocell network
#4138Secure customer interface for web based data management
#4139SYSTEM AND METHOD OF PLANNING A FUNERAL
#4140System and Method for Bill Payment
#4141Method of Online Payment Authorization, A Method of Correlating Text Messages and Systems Therefor
#4142System and methods for facilitating fund transfers over a network
#4143Method and apparatus for verifying financial account information
#4144SYSTEM AND METHOD FOR CONDUCTING A FUNDRAISING EVENT
#4145System of transferring and utilising reusable credit
#4146Hybrid account
#4147Method for sending a previously recorded personalized message to a caller by a network voice mail system
#4148APPARATUS AND METHOD FOR CREATING A VIRTUAL THREE-DIMENSIONAL ENVIRONMENT, AND METHOD OF GENERATING REVENUE THEREFROM
#4149Provision of remote system recovery services
#4150Method and apparatus for ordering goods, services and content over an internetwork
#4151Inter-network financial service
#4152Method and apparatus for ordering goods, services and content over an internetwork
#4153Transaction processing
#4154Financing information processing system and method
#4155Transferring funds electronically
#4156Method and apparatus for processing uncertain transaction amounts in a payment system
#4157Systems, methods and apparatuses for providing video data to data rendering devices for display on multimedia video devices at the request of wireless hand held devices
#4158System and method for controlling battery cool-down
#4159Computer architecture for managing courseware in a shared use operating environment
#4160Method and system for reporting cashflows to clients
#4161Method and apparatus for processing on-line donations associated with media content
#4162E-mail based gift delivery
#4163Multi-merchant payment system
#4164METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT
#4165Point of sale payment method for multiple recipients using a digital payment service
#4166Methods and systems for account management and virtual agent design and implementation
#4167METHOD AND APPARATUS FOR GENERATING COMMISSIONS FROM E-COMMERCE TRANSACTION ASSISTANCE
#4168Method and network element for voice-over-IP (VoIP) communications in a mobile IP network
#4169Method of authorizing automated banking machine use responsive to user data read from data bearing records
#4170System and method for assessing risk
#4171Interactive bill payment center
#4172System and Method for Enrolling Individuals in an Automated Payment Plan
#4173Host exchange in bill paying services
#4174SYSTEMS, METHODS, APPARATUS AND COMPUTER PROGRAM PRODUCTS FOR INTERFACING PAYMENT SYSTEMS TO A NETWORK ASSOCIATED WITH A REFERRAL
#4175System and Method for Providing Online Education
#4176Method and device for managing subscriber connection
#4177COMMUNICATIONS NETWORK INTERFACE FOR USER FRIENDLY INTERACTIVE ACCESS TO ONLINE SERVICES
#4178METHOD OF RECORDING INFORMATION USING FIRST AND SECOND POSITION CODES
#4179Paired basis swap risk and credit mitigation system and collateral minimization system
#4180Secure and portable payment system
#4181SOCIAL NETWORK ENABLED GROUP GIFT CARD
#4182System and method for managing allocation of funds between a plurality of entities
#4183Method and apparatus for mapping sources and uses of consumer funds
#4184Method and system to process payment
#4185ENHANCED MEDIA SUBSCRIPTION
#4186BILL PAYMENT IN ASSOCIATION WITH TELEVISION SERVICE PROVIDERS SYSTEMS AND METHODS
#4187System and method for conducting transactions without return policies
#4188METHOD AND SYSTEM FOR PROVIDING A VOICE E-MAIL MESSAGING SERVICE
#4189Teacher assignment based on teacher preference attributes
#4190Systems and methods for facilitating financial transactions over a network
#4191Transaction velocity counting for fraud detection
#4192Systems and methods for preparation of an intellectual property filing in accordance with jurisdiction- and/or agent-specific requirements
#4193Comprehensive insurance product with loss coverage and assistance services
#4194System, method, and apparatus for managing wastewater treatment installation
#4195System, method, and apparatus for managing wastewater treatment installation
#4196Methods and systems for verifying customer supplied financial account information verification using debit and credit transactions
#4197Secure electronic payment messaging system with reconcilable finality
#4198Method and Apparatus for Performing Financial Transactions
#4199Debt trending systems and methods
#4200Inter-network electronic billing