PRODUCTS AND PROCESSES FOR REVENUE SHARING

Method and system for electronic payment of missed tolls

COMPREHENSIVE WASTE BILLING SYSTEM

System and method of processing a health insurance claim

MEDICAL PAYMENT SYSTEM WITH DELAYED SETTLEMENT

Prepaid short messaging

Real-time balance on a mobile phone

Method, system, and storage medium for providing search and reference functions for a messaging system

Allocating partial payment of a transaction amount using an allocation rule

Systems and methods for allocating an amount between transaction accounts

Electronic device repair kits and methods of use

METHOD AND SYSTEM FOR SETTLING FINANCIAL TRANSACTIONS

ATM/Debit Expedited Bill Payments

VARIABLE CHARGING ASSIGNMENT FOR MULTI-SERVICE ENVIRONMENTS

Universal Network-Based Deposit Management Service

Centralized transaction record storage

FIXED RATE GRADUALLY STEPPED PAYMENT LOAN

Account permanence

System and method of account reconciliation for electronic transactions

PERSONALIZED CUSTOMER TRANSACTION SYSTEM

Business process automation in a health plan organization

Internet based digital content services that provide content upload, content storage, content sharing, content playlist selection, content editing, or content download; and smart phones, information pads, smart televisions and printers with access to the internet based digital content services

System and method for generation of customized cards having a gift value associated therewith

Method, system and server for charging a prepaid account

System and method for management and processing of bankruptcy claims and payments

Methods, systems and articles of manufacture for managing penalty fees for financial accounts

VENDOR-QUALIFIED TARGETED MARKETING SYSTEM AND METHOD

System Comprising a Navigation Device and an Electronic Device

Payment system and method

Real time account update

Real time account update

System and method for facilitating a financial transaction with a dynamically generated identifier

Method and System for Making Automated Purchases

Methods and systems for executing a plurality of money transfers having a fluctuating parameter

Methods and systems for actively optimizing a credit score and managing/reducing debt

System and Method for Payment of Services for the Non-Banking Sector Through a Multimedia Kiosk

Method and system for billing and payment for medical services

Per-session dynamic charging caps in communication networks

METHOD OF ENABLING ONLINE PURCHASING USING ENCODED FORM

Method and system for providing online records

Wireless payment method and systems

Method of billing a purchase made over a computer network

WIRELESS PAYMENT METHOD AND SYSTEMS

Financial account management

Pay at the table system

Payment system

Wireless payment method and systems

Pay at the table system

Electronic wallet device and communication method

Method of billing a purchase made over a computer network

Wide area network person-to-person payment

Approval and Issuance of a Financial Card

WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT

Systems and methods for facilitating transactions with interest

Systems and methods for adjusting crediting limits to facilitate transactions

Systems and Methods for Facilitating Cost-Splitting Transactions

Merchant benchmarking tool

Electronic wireless hand held multimedia device

Financial account management

System and method for deploying application program components having a service sector to wireless devices

Financial account management

Architecture and method for bill presentment using a web-based tool

Method and software application for computer aided customer independent cash collection using a state field in a data record

System and method of offsetting invoice obligations

Network photograph service system

Systems and methods for secure transaction management and electronic rights protection

System and method for deploying application programs

Simulation enabled accounting tutorial system

Stream distribution system

Method and apparatus for auditing utility poles

System and method for deploying application program components

SYSTEM AND METHOD FOR DEPLOYING APPLICATION PROGRAMS

Real estate appreciation contract

Methods and systems for processing a financial transaction

COST AND CONTRIBUTION SALES CALCULATOR AND METHOD

Method and system for providing local information over a network

System and method for registration for application program deployment

Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system

Multiple financial institution automated teller machine apparatus, system and method for using same

Methods and systems for proofing identities using a certificate authority

Methods and systems for proofing identities using a certificate authority

SYSTEM AND METHOD FOR FACILITATING PAYMENT TO A PARTY NOT HAVING AN ACCOUNT WITH A FINANCIAL INSTITUTION

METHOD, APPARATUS AND SYSTEM FOR MARKETING , DELIVERING , AND COLLECTING PAYMENT FOR INFORMATION

Billing based on the type of printed document

PAYMENT SYSTEM AND METHOD FOR INSURANCE PREMIUM PAYMENTS

SYSTEM FOR PROVIDING OFFERS USING A BILLING STATEMENT

Method and system for a deferred variable annuity with lifetime benefit payments as a function of a predetermined age-based withdrawal percent table

Image providing apparatus

Method and system for securing user identities and creating virtual users to enhance privacy on a communication network

WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT

Wide area network person-to-person payment

System and method providing rules driven subscription event processing

Method and apparatus for extending license of content in portable device

Detection of Check Fraud Using Multiple Check Images

METHOD AND SYSTEM FOR OFFERING AND COMMERCIALIZING PROPOSALS

System and method for managing customized reward offers

System, method and computer program product for processing payments

METHOD OF PRINTED BILL PAYMENT USING OPTICALLY IMAGING PEN

Tool, network and method for asset data updating

METHOD AND APPARATUS FOR RECOMMENDING A PAYMENT METHOD IN A TRANSACTION

Method and system for tracking and reporting emissions

Payment account monitoring system and method

Check authorization system and method

Method and system for processing financial instrument deposits physically remote from a financial institution

System and method for data comparison and reconciliation by a business customer using an electronic bill presentment system

BILLING DATA REPORT SYSTEM

UNIVERSAL ROLLOVER ACCOUNT

Consolidated payment options

Digital voice communication advertising

Method and system to connect consumers to information

Accelerated Payments for Health Care Plans

Mobile information apparatus that are configurable to include applications for playing audio digital content received over the internet from subscribed audio digital content service(s)

Methods and systems for providing an electronic account to a customer

Methods and systems for harvesting comments regarding events on a network-based commerce facility

Life insurance products under a single approved form

Using payment mode rankings responsive to item attributes

Prepaid short messaging

Mobile information apparatus that include support for receiving video digital content over the internet from a service, and for wireless displaying or playing over air at least part of the received video digital content from the mobile information apparatus to televisions, television controllers, display devices, or projection devices

Electronic business transaction system

PAYMENT SERVICE

Power demand and supply-adjustment system and method

System and method for reducing RIKS associated with accepting a financial instrument

Electronic Payment System for Providing Regular Payment Services for Pre-Paid Mobile Phones

On the role of market economics in ranking search results

Electronic payment delivery service

Unlimited toll utilization

Methods and systems for managing government issued entitlements

System and Method for a Frame-Based Internet Enabled User Interface

Charge managing system, image forming apparatus, charge managing server, and image forming method

SYSTEM AND METHOD FOR CUSTOMIZING AN EMAIL MESSAGE

Method and Structure for Providing Medical Benefits to Retired Employees

Electronic money charger

Real time account update

Revenue assurance tool

Payment transfer strategies for bandwidth sharing in ad hoc networks

Methods for interactive television and mobile device

System and method of margining fixed payoff products

AUTOMATED TRANSFER WITH STORED VALUE FUND

Reserve account mortgage method and system

Centralized Affiliated Marketplace Networks and Associated Methods

SYSTEMS AND METHODS FOR ESTABLISHING BUSINESS CREDIT AND IMPROVING PERSONAL CREDIT

E-commerce sales and use exchange system and method

METHOD OF TARGETED MARKETING

Method for facilitating a transaction between buyers and sellers

METHOD FOR IMPROVING THE ACCURACY OF TRANSACTION DATA

Method for the Automatic Generation and Processing of an Invoice Document

Centralized Payment Method and System for Online and Offline Transactions

methods for testing toxicity of substances using donated human organs or tissues

Construction payment management system and method with automated electronic document generation features

Processing system for recording media content

Centralized payment hub method and system

SYSTEMS AND METHODS FOR GENERATION, REGISTRATION AND MOBILE PHONE BILLING OF A NETWORK-ENABLED APPLICATION WITH ONE-TIME OPT-IN

Systems and methods for analyzing telecommunications invoices for payment

Construction payment management system and method with document exchange features

Data transmission system and data transmitting method

Payment System and Method for Telephone Services

Output controller for mobile and pervasive digital content output

Method for implementing a virtual community of investors having investment portfolios

Method and system for increasing client participation in a network-based bill pay service

CREDIT UNDERWRITING FOR MULTIPLE FINANCIAL TRANSACTIONS

Flexible advertiser billing system with mixed postpayment and prepayment capabilities

Web based auto bill analysis method

Automated teller machine system and method and relay center

Outsourced service level agreement provisioning management system and method

WAP GATEWAY AND METHOD FOR IMPLEMENTING BILLING CONTROL ON PREPAID SUBSCRIBERS

Accounts payable automation system with automated discount and factoring management

Auditing or determining reductions to card-issuer interchange fees

Customer checkout accelerator

Financial products

Method and systems for providing merchant services with right-time creation and updating of merchant accounts

Customer checkout accelerator

Method and apparatus for increasing charitable donations by providing instantaneous donor recognition

Network based payment service capable of generating coding for adding payment objects to pages of external sites

Method and system for processing payments

System and method for flexible payment terms

METHODS FOR DETERMINING VALUE AT RISK

Mobile telephony device having a print request dedicated key for transmitting digital images to a printing system

Systems and methods to facilitate real time communications between members of a social network

Systems and Methods to Present Members of a Social Network for Real Time Communications

Systems and methods to facilitate real time communications and commerce via a social network

Systems and methods to facilitate real time communications and commerce via answers to questions

METHOD AND SYSTEM FOR SERVER-BASED ERROR PROCESSING IN SUPPORT OF LEGACY-BASED USAGE AND BILLING SYSTEMS

PAYMENT CARD BASED REMITTANCE SYSTEM WITH DELIVERY OF ANTI-MONEY LAUNDERING INFORMATION TO RECEIVING FINANCIAL INSTITUTION

BILL PAYING SYSTEMS AND ASSOCIATED METHODS

METHODS AND APPARATUS FOR FUNDS REMITTANCES TO NON-PAYMENT CARD ACCOUNTS USING PAYMENT CARD SYSTEM

COMPUTER-BASED PAYMENT TRANSACTION SYSTEM AND REPOSITORY

REAL-TIME INDICATION OF REMITTANCE SENDER THAT REMITTANCE TRANSACTION FAILS

Electronic payment systems and methods utilizing digitally originated checks

INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE

REMITTANCE RECIPIENT/SENDER NAME ON SENDER/RECIPIENT MONTHLY STATEMENT

METHODS AND APPARATUS FOR CHECKING ANTI-MONEY-LAUNDERING SUSPECT LIST TRANSACTION BY TRANSACTION

Format in computer-provided user interface for entering transaction fee structure

Methods and apparatus for using assignable fee profiles to define fee structures for remittance services

REMITTANCE SYSTEM WITH AUTOMATIC FINDING OF CASH LOCATIONS

SYSTEM FOR CALCULATING ESTIMATED CURRENCY CONVERSION OUTCOME

Methods and apparatus for freshness and completeness of information

Methods and apparatus for freshness and completeness of information

SYSTEMS AND METHODS FOR CHECK 21 IMAGE REPLACEMENT DOCUMENT ENHANCEMENTS

Configuration management of an electronic device wherein a new configuration of the electronic device is selected based on attributes of an application

Systems and processes for determining costs associated with internal software development

Software application portfolio management for a client

System and method for performing an on-line transaction using a single-use payment instrument

ENTERPRISE ENERGY MANAGEMENT SYSTEM

Service soft-disconnect reconnection

BILL PAYMENT SYSTEM

System and Method of Electronically Perfecting a Premium Finance Agreement

Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal

Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal

Method and system for restricting the usage of payment accounts

Shared online auction provisioning

Apparatus, methods and computer programs for metering and accounting for services accessed over a network

System and method to promote electronic assets

Software application portfolio management for a client

Arrangements For Deriving Financial Benefits From Equity Owned in Property

Financial server, IC card terminal, and financial information processing method

HYPERCUBE TOPOLOGY BASED ADVANCED SEARCH ALGORITHM

System for setting special wholesale pricing for resellers

Methods, systems and articles of manufacture for managing penalty fees for financial accounts

PROVIDING METERED CAPACITY OF COMPUTER RESOURCES

System and method for payment of consumer purchases via vendor escrow accounts

System and method for payment receipt using 2D code

Purchasing using a physical object

Method and system for the authorization of and payment for electric charging of vehicles

System and method for providing extra lines of credit

Live multimedia product catalog system that integrates with on-line stores

Communication system using communication network and communication method

METHOD FOR DEFINING A RELATIONSHIP BETWEEN AN ACCOUNT AND A GROUP

METHOD AND APPARATUS FOR MAPPING SOURCES AND USES OF CONSUMER FUNDS

METHOD AND APPARATUS FOR MAPPING SOURCES AND USES OF CONSUMER FUNDS

METHOD AND APPARATUS FOR MAPPING SOURCES AND USES OF CONSUMER FUNDS

Method and apparatus for value and or revenue sharing by commerce participants

Methods and systems for linking an electronic address to a physical address of a customer using a delivery point identification key

Communication method and communication apparatus, information processing method and information processing apparatus, storage medium, and computer program

Automatic Reminder System for Check Ordering

Consumer Finance Method and System

Portable navigation device

Method and system for authentication when certification authority public and private keys expire

Music reproducing system for collaboration, program reproducer, music data distributor and program producer

TRANSACTIONAL SERVICES ASSOCIATED WITH MOBILE DEVICES

Automated bill validation for electronic and telephonic transactions

Funds Transfer Method and Apparatus

SYSTEM AND METHOD FOR SETTLING TRADES IN A DIGITAL MERCHANT EXCHANGE

SYSTEM AND METHOD FOR SETTLING TRADES IN A DIGITAL MERCHANT EXCHANGE

SYSTEM AND METHOD FOR SETTLING TRADES IN A DIGITAL MERCHANT EXCHANGE

Payment system and method, server apparatus, payment processing method, and computer program product

Expense tracking, electronic ordering, invoice presentment, and payment system and method

SPONSORED CONTENT CREATION AND DISTRIBUTION

Partner web site to assist in offering applications to a web hosting community

INTERNET SERVER ACCESS CONTROL AND MONITORING SYSTEMS

Invoiceless trading and settlement method and system

Internet micro payments system

Method and system for managing case based promises to pay

Premium SMS billing method

Smart sign mobile transit fare payment

System, method, and apparatus for managing wastewater treatment installation

Method and apparatus for providing on-demand backup power for an optical network terminal

Method and medium for selecting a merchant for a trial mode of a delivery service

Electronic payment system

Systems and methods for processing credit card transactions that exceed a credit limit

Method for managing group finances via an electronic network

Unit-based prepaid presentation instrument accounts and methods

Method and system for using reward points to liquidate products

REFRIGERATED CASE ADVERTISING SYSTEM AND METHOD

REFRIGERATED CASE ADVERTISING SYSTEM AND METHOD

Computer-implemented enterprise wide advertising inventory management system

Method and system for providing price protection for commodity purchasing through price protection contracts

Medical payment system

Method of interpreting handwritten data inputted on a printed form

Optical character reading machine having bill payment capability

System and Method of Transferring Reservations for Transportation Services

Shared royalty platform for content royalty management

System for management of alternatively priced transactions on network

Payer direct hub

Internet billing method

Method and system for payment funding

Global government sanctions systems and methods

On-line payment transactions

System and methods for servicing electronic transactions

Methods related to engagement of service providers

System and method for consumer control over card-based transactions

Internet Billing Method

Internet billing method

PROCESSING CHARITABLE CONTRIBUTION

Methods, systems and agreements for increasing the likelihood of repayments under a financing agreement for renewable energy equipment

System and method for automatically investing a portion of interest charged in a mortgage installment payment

Bill Payment Card Method and System

METHODS, SYSTEMS AND AGREEMENTS FOR INCREASING THE LIKELIHOOD OF REPAYMENTS UNDER A FINANCING AGREEMENT FOR RENEWABLE ENERGY EQUIPMENT

CENTRALIZED AFFILIATED MARKETPLACES SYSTEMS AND METHODS

Billing system and method for determining transportation charges for packages

System for execution of a load operating plan for load control

Electronic item management and archival system and method of operating the same

Purchasing alert methods and apparatus

System and method of managing contactless payment transactions using a mobile communication device as a stored value device

Method and system for processing an account

Determining proportionate use of system resources by applications executing in a shared hosting environment

System and a method for access management and billing

Delivering content based on physical object characteristics

Method and apparatus to manage mobile payment account settlement

System and method of managing contactless payment transactions using a mobile communication device as a stored value device

System and method of managing contactless payment transactions using a mobile communication device as a stored value device