System and method of managing contactless payment transactions using a mobile communication device as a stored value device

CHECK CONVERSION PLUS

Electronic purchasing and funds transfer systems and methods

Methods and apparatus for funding transactions using debit cards issued by one institution and funds from accounts at other institutions

Paying multiple payees through integration of a third-party on-line payment system with an enterprise information technology system

Integrating enterprise information technology systems with a third-party on-line payment system

Method and apparatus for integrated payments processing and decisioning for internet transactions

System and method for managing requests for services

Network commerce system with lead-based feedback

PRESCRIPTION FULFILLMENT APPARATUS AND METHOD

SYSTEM FOR DISTRIBUTION OF HOT AND COLD WATER AND METERING OF SAME

System and method for secure telephone and computer transactions using voice authentication

System and method for automated auctioning of web services

Computer system and computer-implemented method for selecting invoice settlement options

Automated appraisal fee processing software for real estate transactions

SYSTEM AND METHOD FOR DYNAMIC PRICE SETTING AND FACILITATION OF COMMERCIAL TRANSACTIONS

Method and system for facilitating payment transactions using access devices

Electronic payment processing system

Method and system for performing monetary transactions from multiple source accounts

INFORMATION PROCESSING DEVICE DEALING WITH SETTLEMENT INFORMATION ON A COMMERCIAL TRANSACTION

System and method for processing payments

BILLING AND PAYMENT METHODS FOR A TRANSACTION BETWEEN A RETAIL MERCHANT AND A RETAIL CONSUMER

On-demand assembly of buyer simulacra

SYSTEM AND METHOD FOR PROVIDING FUNDING

METHODS, APPARATUS AND PRODUCTS RELATING TO PAYMENT OF HOMEOWNER COMMUNITY ASSOCATION FEES

Construction payment management system and method with automated electronic document generation features

Method of empowering owners of health-care resources

Purchase and selling of exchange-traded shares in an investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund

Portable electronic device and method for selecting operation mode thereof

Method and apparatus for distribution of money transfers

Invoice Financing

SYSTEMS AND METHODS FOR TRANSFERRING FUNDS FROM A SENDING ACCOUNT

Electronic indentifier payment systems and methods

VEHICLE PARKING VALIDATION SYSTEM AND METHOD

Method for distributing data, adapted for mobile devices

Wireless advisor support and data integration system

Method and apparatus for any which way check acceptance

Systems and methods for identifying and processing telecommunications billing exceptions

Apparatus, methods and computer programs for metering and accounting for services accessed over a network

WIRELESS PAYMENT METHOD AND SYSTEMS

WIRELESS PAYMENT METHOD AND SYSTEMS

WIRELESS PAYMENT METHOD AND SYSTEMS

Method and System for Selecting Electronic Payment of Vendors Through an Automated Remittance Delivery System

Payment processing system debt conversion notification

SYSTEMS AND METHODS FOR USER AUTHORIZED CUSTOMER-MERCHANT TRANSACTIONS

Methods and Systems for Determining and Displaying Payment Options in an Electronic Payment System

Mass billing systems and methods

Methods and systems for the determination and display of payment lead time in an electronic payment system

Method, apparatus, and article to facilitate distributed evaluation of objects using electromagnetic energy

System for managing gas expenditures

Service management method, product-in-circulation to which the same is applied,service management device, service management network system, service management program, and computer readable program product with the program stored thereon

Method and system for customizing marketing services on networks communicating with hypertext tagging conventions

Method and system for comparing a purchase order, actual data, and an invoice to determine a discrepancy between the purchase order, actual data, and the invoice

Method and system for managing DRM agent in user domain in digital rights management

Method of Providing Clothing by Subscription

Methods and systems for distribution of a mobile wallet for a mobile device

Method, device, computer system and computer program product for controlling a material flow

Automated transaction machine

Trusted infrastructure support systems, methods and techniques for secure electronic commerce, electronic transactions, commerce process control and automation, distributed computing, and rights management

Money fund banking system with multiple banks and/or rates

System and method for invoice imaging through negative confirmation process

System and method for managing accounts payable and accounts receivable

Toll fee system and method

SYSTEMS AND METHODS FOR DISTRIBUTING TARGETED INCENTIVES TO FINANCIAL INSTITUTION CUSTOMERS

METHOD FOR PROVIDING A PREPAID DEBIT CARD FOR DEBT RECOVERY

System and methods for servicing electronic transactions

Internet payment system and method

Controlling a shutoff/restart of mobile virtual network operations prepaid services

Cardholder localization based on transaction data

Communication system using communication network and communication method

Internet server access control and monitoring systems

Processing tax forms at an automatic teller machine

Communication system using communication network and communication method

SYSTEMS AND METHODS FOR TRANSFERRING FUNDS FROM A SENDING ACCOUNT

METHODS, SYSTEMS, AND COMPUTER PROGRAM PRODUCTS FOR IMPLEMENTING GLOBAL EXCHANGE SERVICES

SYSTEMS AND METHODS FOR TRANSFERRING FUNDS FROM A SENDING ACCOUNT

SYSTEMS AND METHODS FOR TRANSFERRING FUNDS FROM A SENDING ACCOUNT

SYSTEMS AND METHODS FOR TRANSFERRING FUNDS FROM A SENDING ACCOUNT

Cryptographic Methods, Apparatus and Systems for Storage Media Electronic Rights Management in Closed and Connected Appliances

Method and system for facilitating payment transactions using access devices

OPTICAL PAYMENT TRANSCEIVER AND SYSTEM USING THE SAME

Secure authentication and payment system

Method and system for tracking conversions in a system for targeted data delivery

SPECIFYING AND NORMALIZING UTILITY FUNCTIONS OF PARTICIPANTS IN AN ADVERTISING EXCHANGE

METHOD FOR COORDINATING PROFESSIONAL SERVICES

Methods, systems, and products for providing communications services

Method of and system for authorizing purchases made over a computer network

Method for providing a money transfer service through a payment enabler system

Methods and systems for substantiation of healthcare expenses

System and method for automatic payment of estimated tax due

Social Online Memory Systems

Employment sourcing system

Method for sharing information between handheld communication devices and handheld communication device therefore

Automated transaction machine

Automated transaction machine

Automated transaction machine

Bill Payment Methods

Secure and portable payment system

Enhanced trade compliance system: audit processing, payment balancing and amendment processing

Method and system for registering, credentialing, rating, and/or cataloging businesses, organizations, and individuals on a communications network

Method and apparatus for managing transactions

Financial payment systems and methods using paperless Check 21 items

Enhanced Check 21 financial payment systems and methods

Payment abstraction layer

SYSTEM AND METHOD FOR PROCESSING CHECKS

System and Method for Using Credit and Quality Testing for the Procurement and Payment of Goods and Services

System And Method For Providing A Cash Advance

Method and apparatus for managing transactions

Transaction payables processing system and approach

Transaction finance processing system and approach

System and method for controlling a utility meter

Facilitating simulated purchases of items by virtual representations of participants in computer-based simulations

Method and apparatus for money transfer

Method and apparatus for managing transactions

System and Method for Making Payment

METHOD FOR FUNDRAISING BY PROVIDING CUSTOMIZED ITEMS

MECHANISM FOR FRAUD-RESISTANT CONSUMER TRANSACTIONS

Method and system for providing a multi-channel virtual collections center

Electronic payment delivery service

Method and apparatus for providing electronic purse

Methods and apparatus for selecting a server to process a request

System and method for granting deposit-contingent e-mailing rights

Method and system for cross-issuer registration of transaction cards

Financial instrument utilizing a customer specific date

System and method for processing tax codes by company group

Activity based system and method for charging student accounts

Teacher assignment based on responsible authority or third-party attributes

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Validity assurance system, validity assurance method, and recording medium storing a program

System and method for acquisition, assimilation and storage of information

Business intelligence data reconciliation system

METHOD AND SYSTEM FOR CONDUCTING SECURE PAYMENTS OVER A COMPUTER NETWORK

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Charging/Reward-Payment System Used In Internet

Host exchange in bill paying services

Integrated system and method for managing electronic coupons

Method and process for providing relevant data, comparing proposal alternatives, and reconciling proposals, invoices, and purchase orders with actual costs in a workflow process

Teacher assignment based on student/teacher ratios

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Automated transaction machine

Rule based system and method for charging student accounts

System and Method for Third Party Payment Processing of Credit Cards

Method and system for transferring money in business-to-business internet transactions

Scheduling and paying for a banking transaction using an NFC enabled mobile communication device

Wireless portable consumer electronics device facilitating multi-range transactions

Transaction system

System and method for dividing a remittance and distributing a portion of the funds to multiple investment products

Automated loan repayment system and method

Mobile collection application

SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR PROCESSING PAYMENTS

Method and system to accept and settle transaction payments for an unbanked consumer

Geographic area multiple service card system

Method and apparatus for generating a sale offer to selected individuals over electronic network systems

Power monitoring and testing

Making a phone call from an electronic device having an address list or a call history list

Educational system and method having virtual classrooms

Methods and apparatus for electronic file use and management

SYSTEM AND METHOD FOR PROVIDING COMPENSATION TO LOAN PROFESSIONALS

Apparatus and method for facilitating account restructuring in an electronic bill payment system

Automated bill payment

Method of making secure on-line financial transactions

SYSTEMS AND METHODS FOR ADMINISTERING RETURN SWEEP ACCOUNTS

Using currency to purchase from sellers that do not recognize the currency

Construction payment management system and method with one-time registration features

Methods For Processing A Group Of Accounts Corresponding To Different Products

Construction payment management system and method with automated electronic document generation features

Method and device for providing preferences during route travel calculation on a navigation device

Multi-function transaction device

INFORMATION PROCESSING DEVICE AND INFORMATION PROCESSING METHOD, SERVICE PROVIDING SYSTEM, AND COMPUTER EXECUTABLE PROGRAM FOR THE SAME

SYSTEM AND METHOD FOR DEPLOYING APPLICATION PROGRAM COMPONENTS HAVING AN APPLICATION SERVER

Method and apparatus using an indirect address code for delivery of physical article

Revenue management systems and methods with re-rating and rebilling

Method of distributing funds

Methods and systems for making a payment via a stored value card in a mobile environment

Construction payment management system and method with actionable notification features

Electric Resource Module in a Power Aggregation System for Distributed Electric Resources

SYSTEMS AND METHODS FOR GENERATION, REGISTRATION AND MOBILE PHONE BILLING OF A MUSIC POD SYSTEM

Controlling access to electronic content

System and method for distributing information in a network environment

Method and system for restricting the usage of payment accounts

Methods and systems for providing scanned mail delivery channel and automatic payment of reply mail

Revenue management systems and methods with sponsored top-up options

Revenue management systems and methods with enhanced rollover

System and method for forecasting tax effects of financial transactions

SYSTEM AND METHOD FOR CASH MANAGEMENT

SYSTEM AND METHOD FOR AUTOMATIC FINANCIAL PROJECT MANAGEMENT

Construction payment management system and method with automatic workflow management features

System and method for developing an application program for wireless devices

Internet settlement system

Construction payment management system and method with graphical user interface features

METHOD AND SYSTEM FOR RECEIVABLES MANAGEMENT

System and method for reconciling credit card payments with corresponding transactions

Method, apparatus, and computer program product for repository data maximization

Managing an investment vehicle

Automated Configuration of Medical Practice Management Systems

Method and apparatus for ordering goods, services, and content over an internetwork using a virtual payment account

Method and apparatus for money transfer

LINE OF CREDIT AND LOAN SYSTEM AND METHOD

SYSTEM AND METHOD FOR SUBSCRIPTION-BASED MOBILE ELECTRONIC MOVIE TICKETING

Dual purchase process within an online auction environment

System and method for automated execution, reporting, and sales analysis

System and method for automated processing of new products and services

Offset determination method for measurement system matching

Purchasing alert methods and apparatus

Construction payment management system and method with budget reconciliation features

SYSTEM FOR AND METHOD OF PROVIDING FINANCIAL AND TRANSACTION MANAGEMENT SERVICES OVER A NETWORK

Enhanced municipal bidding model

Methods and systems for viewing aggregated payment obligations in a mobile environment

Methods and systems for payment method selection by a payee in a mobile environment

Methods and systems for indicating a payment in a mobile environment

Method and apparatus for facilitating a transaction between a buyer and one seller

Navigation device and method of updating information on a navigation device

Method and system for automatically harmonizing access to a software application program via different access devices

Construction payment management system and method with hierarchical invoicing and direct payment features

Transaction system and method

Method to monitor amount of usage of applications in a server and their billing

Methods and systems for coordinating pooled financial transactions

Simultaneous real-time presentation of financial information

Loan program and process for transacting the same

Profile advertisements

System and method for changing a personal profile or context during a transaction

System and method for core identity with personas across multiple domains with permissions on profile data based on rights of domain

SYSTEM AND METHOD FOR CARD NOT PRESENT TRANSACTIONS

Third-party billing system and method

System, method and computer readable medium for billing based on a duration of a service period

System and Method for Initiation of Payment of a Member Cost Portion of Insurance Claim Expenses

Loan repay enforcement system

Router-based remittance systems and methods

Add on investment technology and purchase plus

Telecommunications call time slicing system and method

Method and system for generating peer to peer billing records when one or more clients pay for the other clients

Sensing device having force and orientation sensors

Method for payment processing, billhead for payment processing, billhead generation facility and facility for communicating with a financial institution

Revenue management systems and methods with payment suspense management

Revenue management systems and methods with bill and account suppression

Method and apparatus for billing data services

System and method for state-based execution and recovery in a payment system

Publicly Accessible Deferred Purchasing System With Vendor Review Access To Deferred Purchase Requests

Mobile station and method of a navigation system

Method and device for utilizing selectable location marker for relational display of point of interest entries

Systems and methods for automatically distributing gifts to recipients on behalf of customers

Method, system, and computer program product for customer-level data verification

Processing binary options in future exchange clearing

Apparatus and method for providing payment service in mobile communication system

SUPPLY CHAIN FINANCING AND CREDIT MEMO SYSTEMS AND METHODS

Electronic transaction apparatus and method

Method and Apparatus for Payment Processing

Order system payment routing

Method and system using combined healthcare-payment device and web portal for receiving patient medical information

Portable navigation device

HEALTH CARE PAYMENT SYSTEM AND METHOD

Method for providing certain information

Portable navigation device

Buddy system for navigation devices

Capital-adequacy filing and assessment system and method

Image based positive pay checking system

LOAN PROGRAM AND PROCESS FOR TRANSACTING THE SAME

MONEY FUND BANKING SYSTEM WITH MULTIPLE BANKS AND/OR RATES

Navigation device and method for sequential map display

Method for providing a cryptographically signed command

Communication device with indirect command distribution

Construction payment management system and method with actionable notification features

Method and system for automatically generating invoices for contracts

Methods and apparatus for funding transactions

Generating event messages corresponding to event indicators

Method and device for map switching

Portable navigation device

Navigation device and method for storing and utilizing a last docked location

Pay request system

Method and apparatus for pricing calculation

Method and system for tracking and reporting emissions

Automatic discovery of wireless communication settings

System and method for billing a construction activity for a telecommunications company

Mobile Person-to-Person Payment System

Mobile Person-to-Person Payment System

Method and system for managing and conducting a network auction

Methods and systems for providing liquidity options and permanent legacy benefits for annuities

Transacting Mobile Person-to-Person Payments

Navigation device and method for conveying information relationships

System and method for deploying a payment application on a wireless device

Security systems for protecting an asset