Methods of customizing navigation systems

System and method for automatically assigning an extension number to a telephone number to enable precise, efficient and scalable tracking of the origin of a telephone call from a prospect to an advertiser within a performance advertising multi-advertisement, multi-publisher framework

SYSTEMS AND METHODS FOR DETERMINING REGULATIONS GOVERNING FINANCIAL TRANSACTIONS CONDUCTED OVER A NETWORK

Systems and methods for funding payback requests for financial transactions

Device for determination of portioned fees for a multiplicity of entities acquiring under a single invoice

Methods and devices for establshing and processing payment rules for mobile commerce

Systems and methods for determining taxes owed for financial transactions conducted over a network

Enumerating Events For A Client

System and method for deploying application programs

Method and a system for valuing and analyzing bonds with estate put features

Method and arrangement in a digital communication system

Charging system and method for handling services within this system and entities thereof

Communication terminal device and billing device

System That Realizes Fund Transfer by Mobile Telephone Short Message Confirming Mode and Method Thereof

Navigation device and method of activating information on a navigation device

Systems and methods for facilitating a distribution of bank accounts via an educational institution

Monitoring The Viewing of Supplemental Information Accompanying Electronic Billing Transactions

System and method for annuity processing

Sender pays receiver

Generating revenue from a job recruiter

Method and system for determination of portioned fees for a multiplicity of entities acquiring under a single invoice

System and method for automating financial document compliance

Communication device for updating current navigation contents

Systems and Methods for Hold Periods Based Upon Risk Analysis

Providing payment software application as enterprise services

Internet-based method of and system for transfering and exercising monetary rights within a marketplace

Method and system for harvesting feedback and comments regarding multiple items from users of a network-based transaction facility

Methods and systems for adjudication and processing of claims

Transaction processing systems and methods

Systems and methods for bank determination and payment handling

Systems and methods for subscriber to payee cross pollination

Method of and system for making purchases over a computer network

Systems and methods for providing a trading interface

Systems and methods for providing a trading interface

Collaborative structured tagging for item encyclopedias

Application-aware policy enforcement

Establishing facets of a policy for a communication session

Licensing media consumption using digital currency

System and method for electronic processing of payment obligations

Method and system for tracking computer system usage through a remote access security device

Accounts payable process

Techniques for transaction adjustment

M-commerce virtual cash system, method, and apparatus

Trading network resources

Methods and systems for case budgeting and expense reduction

Method, Apparatus, and Computer Readable Medium for Providing a Stream of Payments

Direct currency conversion

Navigation device, server, and method for communicating therebetween

METHOD AND SYSTEM FOR PROCESSING CREDIT CARD PAYMENTS

Capability exchange during an authentication process for an access terminal

Definition and utilization of relational tags

Method for electronic examination of medical fees

System and method for exchanging policy information in a roaming communications environment

Network-triggered quality of service (QoS) reservation

Access terminal for communicating packets using a home anchored bearer path or a visited anchored bearer path

Performance optimization with integrated mobility and MPLS

System and method for handover of an access terminal in a communication network

System and method for generating a unified accounting record for a communication session

System for invoice record management and asset-backed commercial paper program management

Method and system for facilitating payment transactions using access devices

Using payment mode rankings responsive to item attributes

Using payment indicators in a common image

Method for correlating and tracking passengers and baggage for a trackable passenger trip

Interactive electronic bill payment system

Configurable rating system for a telecommunications service provider

Anti-fraud presentation instruments, systems and methods

Transaction processing

Self-pay management system and process for the healthcare industry

Systems and methods for facilitating commercial transactions between parties residing at remote locations

Systems and methods for facilitating commercial transactions between parties residing at remote locations

System and method for linked account having sweep feature

Using a transaction card account to make recurring loan payments

System and method for automatically providing personalized notices concerning financial products and/or services

Enforcing payment schedules

Refrigerated case advertising system and method

System and method for enabling wireless internet access in public areas

Method for controlling when mail is received by a recipient

Cryptographic methods, apparatus and systems for storage media electronic rights management in closed and connected appliances

System and method for redirecting internet traffic

System and method for enhancing supply chain transactions

Cryptographic methods, apparatus and systems for storage media electronic rights management in closed and connected appliances

System, method, and computer program product for saving and investing through use of transaction cards

Starter-interrupt device incorporating global positioning system functionality

Periodical payment system, control method thereof, service provider of that payroll and control method thereof

Method for facilitating payment of a billing statement

Billing system for information dispersal system

Factoring system and method

Cash transaction verification and crediting apparatus

Systems and methods for facilitating commercial transactions between parties residing at remote locations

Methods and systems for providing a secure electronic mailbox

Systems and/or methods for simplifying payment systems, and payment instruments implementing the same

Systems and methods for facilitating commercial transactions between parties residing at remote locations

Reducing risks related to check verification

System and method for implementing a revenue recognition model

System and method for providing wireless communications services

System and method for optimized funding of electronic transactions

Internet-based method of and system for transfering and exercising monetary rights within a financial marketplace

Shared royalty platform for content royalty management

Supply Chain Financing Systems and Methods

Clearing receivables with improved search

System and method for generating a reimbursement request

Method for future payment transactions

Index determined from fixed income securities data

Index for fixed income securities market

Enhancing delinquent debt collection using statistical models of debt historical information and account events

Method and system for an online-like account processing and management

Method, System, Device and Function for Generating and Transferring a Bill

Method And Apparatus For Completing A Transaction Using A Wireless Mobile Communication Channel And Another Communication Channel

Internally unique referencing for correlation

System and method for verifying subscriber data records in a telephone system

System and method for facilitating payment transactions

Customized communication document creation system and method

Personalized communication documents, system and method for preparing same

Method of providing information via a printed substrate and two-mode sensing device

Method of providing information via printed substrate and gesture recognition

Computer-implemented method and system for managing accounting and billing of transactions over public media such as the internet

Method and System For Facilitating Financial Transactions Over the Internet Using Registered Financial Instruments

Method and system for lease of assets, such as trailers, storage devices and facilities

Systems and methods for performing a simplified risk assessment

Method and system for facilitating payment of an online auction transaction

Electronic funds transfer

Electronic service procurement and invoicing system

On-line cash register to use in providing a consumer-to-consumer payment service

Method and apparatus for implementing financial transactions

Method and apparatus for implementing financial transactions

Method and apparatus for implementing financial transactions

Invoiceless trading and settlement method and system

Multi-jurisdictional payroll requirements

System and method for notification of transmission and service costs of using telecommunication network

Method and software application for supporting the processing of invoices

Computerized Auction System For Use With Multiple Purchasing Media

System for selecting and purchasing assets and maintaining an investment portfolio

System and method for account reconciliation

System and method for account reconciliation

Computerized national online parcel-level map data portal

E-mail based gift delivery

System, method and computer readable medium for toll service activation and billing

System, method and computer readable medium for billing tolls

System and method for pairing providers with consumers of online goods and services

Reverse rating system for determining duration of a usage transaction

Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation

Wireless network infrastructure

STORING NOTICE OF REMITTANCE RECEIVED IN A DISTRIBUTED DATA NETWORK

Method for providing services in a data transmission network and associated components

Value insertion using bill pay card preassociated with biller

System and method to automate payment for a commerce transaction

Close proximity transactional mobile system

Online incremental payment method

Message broadcasting billing system and method

METHOD AND SYSTEM FOR PERFORMING LEGAL SERVICES OVER THE INTERNET

Automated payment system and method

Systems, Methods and Computer Program Products for Negotiation of Risk Transfer for Products

System and method for account reconciliation

Voucher system and method of use

Temporary value card method and system

System and method for facilitating open item clearance

Automated accounting system

Method and system for selecting and purchasing media advertising

Masking private billing data by assigning other billing data to use in commerce with businesses

Advancing payment to an affiliate based on company electronic link activity

Process for linked healthcare and financial transaction initiation

Near Real Time Payment Card Processing with On-Line Authorization on a Vehicle

Apparatus and method for determining billable resources on a computer network

Account-level fraud detector and associated methods

Automatic settlement of user account with creditor from transaction kiosk

Online bill payment management and projected account balances

Financial transaction controls using sending and receiving control data

Automated banking machine

Media item payment system and associated method of use

Method for dispensing, paying for, and advertising prescription drugs

Systems and methods for processing transaction data to perform a merchant chargeback

Method of selecting line item kind for invoice database

Text and multimedia messaging payment method

Calculating and displaying interest avoided by use of a particular interest calculation method

Systems and methods for managing an expenditure cycle

Method and System to Create and Distribute Excess Funds From Consumer Spending Transactions

System and method for organizational and personal portfolio

Payment convergence system and method

System and method for wireless lottery

Method and system for providing accounting for electronic trading

Methods and machine readable mediums to enable a fixed price purchase within an online auction environment

System and method for managing a continuing education program

Geographic area multiple service card system

Method and system using bill payment reminders

Secure electronic payment system and methods

Electronic funds transfer-based system and method for payment plans

System and method for establishing electronic funds transfer-based medical payment plans at point of service

Automated check cashing and loan processing ATM system and methodology

Automated maintenance contracts system and method

Scalable lazy payment capture in online commerce systems

System and method for providing extra lines of credit

Commercial transaction system with third party referral

Offset determination for measurement system matching

Network service for modularly constructing a software defined radio

Fraud analyst smart cookie

Release of funds based on criteria

Forest factory valuation model

System, method and computer program product for workflow-based data processing

Method and Apparatus for Transferring Financial Information

System and method for transferring information between financial accounts

Preferred credit information data collection method

Financial decision systems

Systems and methods for flow signature formation and use

Location influenced search results

Fraud analyst smart cookie

Electronic multiparty accounts receivable and accounts payable system

Method for requesting and receiving an online payment through a payment enabler system

Method for making an online payment through a payment enabler system

Optical payment transceiver and system using the same

METHOD AND SYSTEM TO CREATE AND DISTRIBUTE EXCESS FUNDS FROM CONSUMER SPENDING TRANSACTIONS

Billing in mobile communications system employing wireless application protocol

Network adapted for mobile devices

Method for distributing data, adapted for mobile devices

Method and system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent

Methods and apparatus for distributing content to support multiple customer service entities and content packagers

Method and system for preparing a transfer document

Method and system for reporting cashflows to clients

Floorplanning

Method and system for assisting a client in the transfer of usage of accounts at one or more financial institutions

Handling multiple currencies in a project management system

Methods of treating subterranean formations using well characteristics

Method and apparatus for verifying the legitamacy of a financial instrument

Zero-minute virus and spam detection

Method and apparatus for data recipient storage and retrieval of data using a network communication device

Method and system for cash remittances using a two country banking structure

Service charge adjustment platform

Mobile telephone services provided using pre-paid financial accounts

Wireless network infrastructure

Wireless network infrastructure

Multiple access internet portal revenue sharing

System and method for calculating expected approval rates

Fraud analyst smart cookie

System and method for automated payment and adjustment processing

Systems and methods for managing buildings and finances

Contractual structure for delinking a bank rating from rating of a special purpose vehicle

Simple on-line payments facility

Service point management system for use in sales promotion services

Converting patient payments into standardized electronic payment documents

Secured financial transaction device

User interface for tax-return preparation

System and method for collecting payments from service recipients

Method and an apparatus for providing email billing without requiring reprogramming

Collection agency data access method

Controlling access to information on a network using an extended network universal resource locator

System and method for multi-application payment processing

INSTALLMENT PAYMENT SEARCHING SYSTEM, APPARATUS, AND METHOD

Electronic identifier payment systems and methods

Payment program for use in point-of-sale transactions

PAYMENT PROGRAM FOR USE IN POINT-OF-SALE TRANSACTIONS

PAYMENT PROGRAM FOR USE IN POINT-OF-SALE TRANSACTIONS

Payment program for use in point-of-sale transactions

Staged transactions systems and methods

Facilitating access to information stored on a network using an extended network universal resource locator

Payment service method and system

Airline ticket payment and reservation system and methods

Data processing system for a billing address-based credit watch

Data processing system for a billing address-based credit watch

Method of supplemental funding of an insurance policy

Materials analytical review and reporting system

Method and apparatus for establishing permanent customer relationships

Systems and methods for enrolling consumers in goods and services

Method for using computers to facilitate and control the creating of a plurality of functions

Method and system for managing commodity transactions

Identity verification switch

Processing techniques for visual capture data from a rendered document

SECURE PAYMENT METHOD AND SYSTEM

System and method for controlling on-demand service delivery costs

Method and apparatus for providing retirement income benefits

Electronic gift linking

Enterprise energy management system

Method and system for providing a voice e-mail messaging service

System and method for selectable funding of electronic transactions

Electronic commerce sytem and method using the electronic approval infromation

Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information

SYSTEM FOR PROVIDING OFFERS USING A BILLING STATEMENT

SYSTEM FOR PROVIDING OFFERS USING A BILLING STATEMENT

Wireless payment method and systems

Processing techniques for text capture from a rendered document

Methods for facilitating validation of financial transactions made through a wireless communication network

Intercompany loan management system

Methods, systems and computer program products for integrating carrier services into an enterprise

Systems and methods for facilitating the acquisition of content

System, method and computer program product for collaborative broadcast media

Method and system for tracking and verifying repair estimates, invoices, and billing exceptions

Universal merchant platform for payment authentication

Customizable payment system and method

Strategic communications systems and methods

CREDIT UNDERWRITING FOR MULTIPLE FINANCIAL TRANSACTIONS

Network support for credit card notification

DYNAMIC INCLUSION OF SECURITY FEATURES UPON A COMMERCIAL INSTRUMENT SYSTEMS AND METHODS

Credit card supported electronic payments

Electronic identifier payment systems and methods

Method and system to provide wanted ad listing within an e-commerce system

SYSTEM AND METHOD FOR FACILITATING ELECTRONIC TRANSFER OF FUNDS

Cryptographic methods, apparatus and systems for storage media electronic rights management in closed and connected appliances

Billing system and method for micro-transactions

Systems and methods for making conditional purchase requests

Construction payment management system and method with graphical user interface features

Construction payment management system and method with budget reconciliation features

Construction payment management system and method with hierarchical invoicing and direct payment features